{"id":222,"date":"2026-04-02T05:29:10","date_gmt":"2026-04-02T05:29:10","guid":{"rendered":"https:\/\/securelife.my\/?p=222"},"modified":"2026-04-03T02:52:59","modified_gmt":"2026-04-03T02:52:59","slug":"prudential-group-insurance-malaysia","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/prudential-group-insurance-malaysia\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669\uff1a\u4e2d\u5c0f\u4f01\u4e1a\u9700\u8981\u76843\u5927\u5f3a\u6548\u7406\u7531"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance.jpg\" alt=\"Prudential Group Insurance Malaysia - A corporate benefits advisor shaking hands with a happy SME team in Kuala Lumpur | \u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669 - \u4f01\u4e1a\u798f\u5229\u987e\u95ee\u5728\u5409\u9686\u5761\u4e0e\u6109\u5feb\u7684\u4e2d\u5c0f\u4f01\u4e1a\u56e2\u961f\u63e1\u624b\" class=\"wp-image-225\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-group-insurance-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u6d41\u5931\u9876\u5c16\u4eba\u624d\u7684\u9690\u6027\u6210\u672c<\/strong><\/h1>\n\n\n\n<p>\u60a8\u662f\u5426\u6b63\u5728\u4e3a\u60a8\u7684\u56e2\u961f\u5bfb\u627e\u6700\u4f73\u7684 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669<\/strong> \uff1f\u5982\u679c\u60a8\u5728\u5409\u9686\u5761\u3001\u69df\u57ce\u6216\u67d4\u4f5b\u7ecf\u8425\u4e00\u5bb6\u4e2d\u5c0f\u4f01\u4e1a (SME)\uff0c\u60a8\u80af\u5b9a\u65e0\u65f6\u65e0\u523b\u4e0d\u5728\u6253\u4e00\u573a\u6b8b\u9177\u7684\u4eba\u624d\u4e89\u593a\u6218\u3002\u60a8\u82b1\u4e86\u51e0\u4e2a\u6708\u7684\u65f6\u95f4\u57f9\u8bad\u4e00\u4f4d\u51fa\u8272\u7684\u5e74\u8f7b\u4e3b\u7ba1\uff0c\u7ed3\u679c\u4e00\u5e74\u540e\u4ed6\u4eec\u5374\u8f9e\u804c\u8df3\u69fd\u8fdb\u4e86\u4e00\u5bb6\u5927\u578b\u8de8\u56fd\u516c\u53f8 (MNC)\u3002<\/p>\n\n\n\n<p>\u4ed6\u4eec\u4e3a\u4ec0\u4e48\u79bb\u5f00\uff1f\u7531\u4e8e90%\u7684\u60c5\u51b5\u4e0d\u4ec5\u5173\u4e4e\u57fa\u672c\u5e95\u85aa\u2014\u2014\u66f4\u5728\u4e8e <strong>\u201c\u5458\u5de5\u798f\u5229\u201d\u3002<\/strong>.<\/p>\n\n\n\n<p>\u5f53\u4ee3\u7684\u804c\u573a\u4e3b\u529b\u519b\u9700\u8981\u7684\u662f\u5b89\u5168\u611f\u3002\u5982\u679c\u5458\u5de5\u9047\u4e0a\u610f\u5916\u6216\u9762\u4e34\u5de8\u989d\u7684\u533b\u9662\u8d26\u5355\uff0c\u533a\u533a\u51e0\u5343\u5757\u7684\u57fa\u672c\u6708\u85aa\u6839\u672c\u6551\u4e0d\u4e86\u4ed6\u4eec\u3002\u8de8\u56fd\u5927\u516c\u53f8\u80fd\u8f7b\u6613\u6316\u8d70\u60a8\u7684\u9876\u5c16\u4eba\u624d\uff0c\u6b63\u662f\u56e0\u4e3a\u4ed6\u4eec\u63d0\u4f9b\u5b8c\u5584\u7684\u201c\u516c\u53f8\u533b\u836f\u5361\u201d\u3002\u4e3a\u4e86\u751f\u5b58\uff0c\u60a8\u7684\u4e2d\u5c0f\u4f01\u4e1a\u8feb\u5207\u9700\u8981 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PRU@Work \u767b\u573a\uff1a\u4e13\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u5b9a\u5236\u7684\u4f01\u4e1a\u7ea7\u798f\u5229<\/strong><\/h2>\n\n\n\n<p>\u8bb8\u591a\u4e2d\u5c0f\u4f01\u4e1a\u4e3b\u9519\u8bef\u5730\u8ba4\u4e3a\uff0c\u5efa\u7acb\u56e2\u4f53\u4fdd\u9669\u8ba1\u5212\u53ea\u662f\u62e5\u6709\u4e0a\u5343\u540d\u5458\u5de5\u7684\u5927\u578b\u5de5\u5382\u7684\u4e13\u5229\u3002\u8fd9\u79cd\u60f3\u6cd5\u662f\u5b8c\u5168\u9519\u8bef\u7684\u3002<\/p>\n\n\n\n<p>\u900f\u8fc7 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669<\/strong>\uff0c\u7279\u522b\u662f\u5907\u53d7\u8d5e\u8a89\u7684 <strong><a href=\"https:\/\/www.prudential.com.my\/en\/enterprise\/pru-at-work\/\" data-type=\"link\" data-id=\"https:\/\/www.prudential.com.my\/en\/enterprise\/pru-at-work\/\" target=\"_blank\" rel=\"noopener\">PRU@Work<\/a><\/strong> \u914d\u5957\uff0c\u5373\u4f7f\u8d35\u516c\u53f8\u53ea\u6709\u533a\u533a5 \u540d\u5458\u5de5\uff08\u6700\u9ad8\u53ef\u8fbe200\u540d\u5458\u5de5\uff09\uff0c\u60a8\u4e5f\u80fd\u7acb\u523b\u5c06\u516c\u53f8\u798f\u5229\u5347\u7ea7\uff0c\u63d0\u4f9b\u201c <strong>\u8de8\u56fd\u5927\u4f01\u4e1a\u7ea7\u522b\u201d\u7684\u533b\u7597\u4fdd\u969c\u3002<\/strong>.<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u60a8\u53ef\u4ee5\u4e3a\u56e2\u961f\u63d0\u4f9b\u7684\u6838\u5fc3\u798f\u5229\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u516c\u53f8\u533b\u836f\u5361 <\/strong><\/h3>\n\n\n\n<p>\u8fd9\u662f\u6700\u6781\u81f4\u7684\u633d\u7559\u4eba\u624d\u795e\u5668\u3002\u5b83\u80fd\u4e3a\u60a8\u7684\u5458\u5de5\u63d0\u4f9b\u4e00\u5f20\u201c\u516c\u53f8\u533b\u836f\u5361\u201d\uff0c\u5728\u5458\u5de5\u4f4f\u9662\u671f\u95f4\u6db5\u76d6\u75c5\u623f\u4f19\u98df\u8d39\u3001\u91cd\u75c7\u76d1\u62a4 (ICU) \u4ee5\u53ca\u6602\u8d35\u7684\u624b\u672f\u8d26\u5355\u3002\u5458\u5de5\u65e0\u9700\u52a8\u7528\u81ea\u5df1\u7684\u5fae\u8584\u79ef\u84c4\uff0c\u5c31\u80fd\u83b7\u5f97\u5168\u9762\u4fdd\u62a4\u3002\u60a8\u751a\u81f3\u53ef\u4ee5\u9009\u62e9\u5c06\u6b64\u4fdd\u969c\u5ef6\u4f38\u81f3\u4ed6\u4eec\u7684\u914d\u5076\u548c\u5b50\u5973\u8eab\u4e0a\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u4eba\u5bff\u4fdd\u969c <\/strong><\/h3>\n\n\n\n<p>\u5982\u679c\u4e0d\u5e78\u53d1\u751f\u5458\u5de5\u65e9\u901d\u6216\u5b8c\u5168\u53ca\u6c38\u4e45\u6b8b\u75be (TPD) \u7684\u60b2\u5267\uff0c\u5b83\u80fd\u7acb\u5373\u5411\u5458\u5de5\u5bb6\u5c5e\u652f\u4ed8\u4e00\u7b14\u4e00\u6b21\u6027\u73b0\u91d1\u8d54\u507f\u3002\u8fd9\u5411\u60a8\u7684\u5458\u5de5\u8bc1\u660e\u4e86\u60a8\u771f\u8bda\u5730\u5173\u5fc3\u4ed6\u4eec\u5bb6\u4eba\u7684\u751f\u5b58\u72b6\u51b5\uff0c\u4ece\u800c\u5efa\u7acb\u6781\u6df1\u7684\u56e2\u961f\u5fe0\u8bda\u5ea6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u56e2\u4f53\u4e25\u91cd\u75be\u75c5\u4fdd <\/strong><\/h3>\n\n\n\n<p>\u5982\u679c\u67d0\u4f4d\u6838\u5fc3\u5458\u5de5\u7a81\u7136\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u4e25\u91cd\u75be\u75c5\uff08\u5982\u764c\u75c7\u6216\u5fc3\u810f\u75c5\u53d1\u4f5c\uff09\uff0c\u5b83\u5c06\u652f\u4ed8\u4e00\u7b14\u5de8\u989d\u73b0\u91d1\u3002\u8fd9\u7b14\u94b1\u4e0d\u4ec5\u80fd\u8ba9\u4ed6\u4eec\u5bfb\u6c42\u66f4\u597d\u7684\u66ff\u4ee3\u7597\u6cd5\uff0c\u8fd8\u80fd\u7ef4\u6301\u4ed6\u4eec\u957f\u8fbe\u534a\u5e74\u505c\u85aa\u7559\u804c\u7684\u8d22\u52a1\u751f\u5b58\uff0c\u540c\u65f6\u4e5f\u7edd\u5bf9\u4e0d\u4f1a\u62bd\u5e72\u60a8\u516c\u53f8\u7684\u73b0\u91d1\u6d41\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u96c7\u4e3b\u4e0d\u4e3a\u4eba\u77e5\u7684\u8d22\u52a1\u4f18\u52bf<\/strong><\/h2>\n\n\n\n<p>\u4e70\u5355 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669<\/strong> \u7edd\u4e0d\u4ec5\u4ec5\u662f\u4e00\u9879\u5355\u7eaf\u7684\u652f\u51fa\u5f00\u9500\u2014\u2014\u5b83\u5bf9\u4f01\u4e1a\u4e3b\u6765\u8bf4\uff0c\u662f\u4e00\u6b65\u6781\u5177\u6218\u7565\u610f\u4e49\u7684\u8d22\u52a1\u68cb\u5c40\u3002<\/p>\n\n\n\n<p>\u4e3a\u5458\u5de5\u652f\u4ed8\u56e2\u4f53\u533b\u7597\u548c\u5b9a\u671f\u4eba\u5bff\u4fdd\u5355\u7684\u4fdd\u8d39\u65f6\uff0c\u8fd9\u4e9b\u4fdd\u8d39\u652f\u51fa\u901a\u5e38\u4f1a\u88ab\u5f52\u7c7b\u4e3a\u5141\u8bb8\u7684\u5546\u4e1a\u652f\u51fa\u3002\u8fd9\u610f\u5473\u7740\u5b83\u4eec <strong>\u53ef\u83b7\u53d6\u5927\u9a6c\u5185\u9646\u7a0e\u6536\u5c40 (LHDN) \u7684\u7a0e\u52a1\u51cf\u514d!<\/strong>!<\/p>\n\n\n\n<p>\u6211\u4eec\u6765\u7b97\u4e00\u7b14\u8d26\uff1a<\/p>\n\n\n\n<p><strong>\u9009\u9879 A\uff1a<\/strong> \u4e0e\u5176\u7ed9\u5458\u5de5\u6bcf\u6708\u53d1\u653e RM300 \u7684\u73b0\u91d1\u6d25\u8d34\uff08\u8fd9\u7b14\u6d25\u8d34\u5c06\u88ab\u5168\u989d\u5f81\u7a0e\uff0c\u5e76\u4e14\u5458\u5de5\u901a\u5e38\u62ff\u5230\u624b\u5c31\u6f2b\u65e0\u76ee\u7684\u5730\u82b1\u6389\u4e86\uff09\uff0c<\/p>\n\n\n\n<p><strong>\u9009\u9879 B\uff1a<\/strong> \u4e0d\u5982\u7528\u8fd9\u7b14\u94b1\u7684\u4e00\u5c0f\u90e8\u5206\u5408\u6cd5\u5730\u4e3a\u4ed6\u4eec\u6295\u4fdd\u9ad8\u8fbe 10 \u4e07\u4ee4\u5409\u4ee5\u4e0a\u7684\u533b\u7597\u4fdd\u969c\u3002\u5458\u5de5\u4f1a\u89c9\u5f97\u81ea\u5df1\u5907\u53d7\u516c\u53f8\u91cd\u89c6\uff0c\u800c\u60a8\u4e5f\u5728\u6cd5\u5f8b\u5141\u8bb8\u7684\u6846\u67b6\u5185\u964d\u4f4e\u4e86\u4f01\u4e1a\u7684\u7a0e\u52a1\u8d1f\u62c5\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>FAQ: \u4fdd\u9669\u95ee\u7b54\u533a <\/strong><\/h3>\n\n\n\n<p><strong>\u95ee\uff1a\u6211\u53ef\u4ee5\u4e3a\u4e3b\u7ba1\u548c\u521d\u7ea7\u5458\u5de5\u5236\u5b9a\u4e0d\u540c\u7b49\u7ea7\u7684\u798f\u5229\u5417\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u5f53\u7136\u53ef\u4ee5\uff01 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669<\/strong> \u6700\u5927\u7684\u4f18\u52bf\u5c31\u5728\u4e8e\u5b83\u7684\u7075\u6d3b\u6027\u3002\u60a8\u53ef\u4ee5\u4e3a\u7ba1\u7406\u5c42\u8bbe\u5b9a\u201c\u7ea7\u522b 1\u201d\u7684\u798f\u5229\uff08\u4f8b\u5982\uff1a\u75c5\u623f\/\u4f19\u98df\u8d39 RM200\uff09\uff0c\u4e3a\u666e\u901a\u5458\u5de5\u8bbe\u5b9a\u201c\u7ea7\u522b 2\u201d\u7684\u798f\u5229\uff08\u4f8b\u5982\uff1a\u75c5\u623f\/\u4f19\u98df\u8d39 RM100\uff09\u3002\u8fd9\u5c31\u8ba9\u60a8\u80fd\u6b7b\u6b7b\u62ff\u634f\u516c\u53f8\u9884\u7b97\uff0c\u6781\u5177\u6210\u672c\u6548\u76ca\uff01<\/p>\n\n\n\n<p><strong>\u95ee\uff1a\u6211\u7684\u516c\u53f8\u521a\u521a\u597d\u53ea\u67095\u4e2a\u4eba\u3002\u4fdd\u8bda\u4e5f\u4f1a\u53d7\u7406\u5417\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u7edd\u5bf9\u6ca1\u95ee\u9898\u3002PRU@Work \u9879\u76ee\u5728\u8bbe\u7acb\u4e4b\u521d\uff0c\u5b97\u65e8\u5c31\u662f\u4e3a\u4e86\u8ba9\u5927\u9a6c\u7684\u5fae\u578b\u521d\u521b\u4f01\u4e1a\u548c\u5c0f\u578b\u96f6\u552e\u5e97\uff08\u53ea\u8981\u5458\u5de5\u57285\u5230200\u4eba\u8303\u56f4\uff09\uff0c\u4e5f\u80fd\u9a6c\u4e0a\u4eab\u53d7\u4e0e\u5de8\u5934\u8de8\u56fd\u4f01\u4e1a\u5b8c\u5168\u76f8\u540c\u4e14\u5f3a\u5927\u7684\u533b\u7597\u8d44\u6e90\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u522b\u518d\u8ba9\u60a8\u6700\u6770\u51fa\u7684\u4eba\u624d\u6d41\u5931\u5230\u5927\u4f01\u4e1a\u624b\u4e0a\u4e86\u3002\u4eca\u5929\u5c31\u5f00\u59cb\u6295\u8d44\u5728\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4f01\u4e1a\u56e2\u4f53\u4fdd\u9669\uff08Prudential Group Insurance Malaysia\uff09\u4e0a\u5427\u3002 <\/p>\n\n\n\n<p>\u70b9\u51fb\u4e0b\u65b9\u7684 WhatsApp \u6309\u94ae\uff0c <a href=\"https:\/\/securelife.my\/zh\/about-prudential-agent\/\" data-type=\"link\" data-id=\"https:\/\/securelife.my\/about-prudential-agent\/\">\u4e3a\u60a8\u7684\u4f01\u4e1a\u7d22\u53d6\u4e00\u4efd\u514d\u8d39\u7684\u4e2d\u5c0f\u4f01\u4e1a\u798f\u5229\u5ba1\u8ba1<\/a> \u548c\u7ed3\u6784\u5316\u62a5\u4ef7\u3002<\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-1eac58c4\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-f0338a00 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" 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