{"id":228,"date":"2026-04-03T02:06:16","date_gmt":"2026-04-03T02:06:16","guid":{"rendered":"https:\/\/securelife.my\/?p=228"},"modified":"2026-04-03T02:47:26","modified_gmt":"2026-04-03T02:47:26","slug":"prulady-and-pruman-malaysia","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/prulady-and-pruman-malaysia\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a PRULady \u548c PRUMan\uff1a\u9009\u62e9\u6027\u522b\u4e13\u5c5e\u4fdd\u9669\u76845\u5927\u5f3a\u6548\u7406\u7531"},"content":{"rendered":"
\"PRULady<\/figure>\n\n\n\n

\u4e3a\u4ec0\u4e48\u4f20\u7edf\u901a\u7528\u4fdd\u9669\u5df2\u4e0d\u518d\u8db3\u591f <\/strong><\/h1>\n\n\n\n

\u60a8\u662f\u5426\u6b63\u5728\u4e3a\u60a8\u7684\u56e2\u961f\u5bfb\u627e\u6700\u4f73\u7684 \u5927\u9a6c\u4fdd\u8bda\u7537\u5973\u4e13\u5c5e\u4fdd\u9669 (PRULady and PRUMan Malaysia)<\/strong> \u51e0\u5341\u5e74\u6765\uff0c\u9a6c\u6765\u897f\u4e9a\u4eba\u8d2d\u4e70\u7684\u90fd\u662f\u201c\u4e00\u5200\u5207\u201d\u7684\u6807\u51c6\u5316\u533b\u7597\u548c\u4e25\u91cd\u75be\u75c5\u4fdd\u5355\u3002\u867d\u7136\u8fd9\u4e9b\u901a\u7528\u8ba1\u5212\u5f88\u4e0d\u9519\uff0c\u4f46\u5b83\u4eec\u4ece\u6839\u672c\u4e0a\u5ffd\u7565\u4e86\u4e00\u4e2a\u73b0\u5b9e\uff1a\u7537\u6027\u548c\u5973\u6027\u9762\u4e34\u7740\u5b8c\u5168\u4e0d\u540c\u7684\u5065\u5eb7\u98ce\u9669\u3001\u4eba\u751f\u91cc\u7a0b\u7891\u548c\u4fdd\u5065\u6311\u6218\u3002<\/p>\n\n\n\n

2024\u5e74\uff0c\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u96c6\u56e2\u63a8\u51fa\u4e86\u6781\u81f4\u7684\u6027\u522b\u4e13\u5c5e\u53cc\u59dd\u7ec4\u5408\u2014\u2014 PRULady<\/strong> \u4e13\u4e3a\u5973\u6027\u6253\u9020\u548c PRUMan<\/strong> \u4e13\u4e3a\u7537\u6027\u5b9a\u5236\u3002<\/p>\n\n\n\n

\u65e0\u8bba\u60a8\u662f\u5728\u804c\u573a\u6500\u5347\u7684\u5e74\u8f7b\u4e13\u4e1a\u4eba\u58eb\uff0c\u8fd8\u662f\u6b63\u8ba1\u5212\u7ec4\u5efa\u5bb6\u5ead\uff0c\u4ee5\u4e0b 5\u5927\u5f3a\u6548\u7406\u7531<\/strong> \u5c06\u544a\u8bc9\u60a8\uff0c\u4e3a\u4ec0\u4e48\u4eca\u5929\u7edd\u5bf9\u5fc5\u987b\u7528\u8fd9\u4e9b\u5b9a\u5236\u5316\u8ba1\u5212\u6765\u5347\u7ea7\u60a8\u7684\u4fdd\u969c\u7ec4\u5408\u3002<\/p>\n\n\n\n

\n\n\n\n
\"\"<\/figure>\n\n\n\n

1. \u7cbe\u51c6\u5b9a\u4f4d\u7684\u6027\u522b\u4e13\u5c5e\u75be\u75c5\u4fdd\u969c <\/strong><\/h3>\n\n\n\n

\u901a\u7528\u7684\u91cd\u75be\u9669\u6db5\u76d6\u4e86\u5fc3\u810f\u75c5\u7b49\u6807\u51c6\u75be\u75c5\u3002\u3002 \u5927\u9a6c\u4fdd\u8bda\u7537\u5973\u4e13\u5c5e\u4fdd\u9669 (PRULady and PRUMan Malaysia)<\/strong> \u5411\u524d\u8fc8\u8fdb\u4e86\u4e00\u5927\u6b65\uff0c\u76f4\u63a5\u7784\u51c6\u90a3\u4e9b\u4e13\u95e8\u4e14\u72ec\u7279\u5730\u653b\u51fb\u60a8\u6027\u522b\u7684\u764c\u75c7\u548c\u75be\u75c5<\/p>\n\n\n\n

\u5973\u6027\u4e13\u5c5e (PRULady)\uff1a<\/strong> \u9488\u5bf9\u5973\u6027\u539f\u4f4d\u764c\uff08\u4e73\u817a\u3001\u5bab\u9888\u3001\u5b50\u5bab\u7684\u65e9\u671f\u764c\u75c7\uff09\u4ee5\u53ca\u4f34\u6709\u4e25\u91cd\u80be\u810f\u5e76\u53d1\u75c7\u7684\u7cfb\u7edf\u6027\u7ea2\u6591\u72fc\u75ae (SLE)\uff0c\u63d0\u4f9b\u5de8\u989d\u7684\u4e00\u6b21\u6027\u8d54\u4ed8\u3002<\/p>\n\n\n\n

\u7537\u6027\u4e13\u5c5e (PRUMan)\uff1a<\/strong> \u6db5\u76d6\u7537\u6027\u7279\u6709\u7684\u68a6\u9b47\uff0c\u5982\u524d\u5217\u817a\u764c\u548c\u777e\u4e38\u764c\u3002\u63d0\u524d\u652f\u4ed8\u73b0\u91d1\u610f\u5473\u7740\u60a8\u53ef\u4ee5\u8d1f\u62c5\u5f97\u8d77\u7edd\u5bf9\u6700\u597d\u7684\u79c1\u4eba\u80bf\u7624\u79d1\u533b\u751f\uff0c\u800c\u4e0d\u4f1a\u8017\u5c3d\u5bb6\u91cc\u7684\u79ef\u84c4\u3002<\/p>\n\n\n\n

2. \u6253\u7834\u7981\u5fcc\uff1a\u751f\u80b2\u62a4\u7406\u798f\u5229 <\/strong><\/h3>\n\n\n\n

\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u4fdd\u9669\u9996\u6b21\u4e0d\u4ec5\u5173\u4e4e\u6b7b\u4ea1\u6216\u751f\u75c5\u2014\u2014\u5b83\u8fd8\u5173\u4e4e\u521b\u9020\u751f\u547d\u3002\u8fd9\u4e24\u9879\u8ba1\u5212\u90fd\u5305\u542b\u4e86\u5f3a\u5927\u7684 \u751f\u80b2\u62a4\u7406\u798f\u5229 (Fertility Care Benefit)<\/strong> \uff08\u7ec8\u8eab\u9650\u989d\u9ad8\u8fbe RM15,000\uff09\u3002<\/p>\n\n\n\n

\u5982\u679c\u60a8\u548c\u914d\u5076\u96be\u4ee5\u53d7\u5b55\uff0c\u4fdd\u5355\u5c06\u5b9e\u6253\u5b9e\u5730\u5411\u60a8\u652f\u4ed8\u73b0\u91d1\uff0c\u4ee5\u8fdb\u884c\u6602\u8d35\u7684 IVF\uff08\u4f53\u5916\u53d7\u7cbe\uff09\u6216 IUI\uff08\u5bab\u8154\u5185\u4eba\u5de5\u6388\u7cbe\uff09\u6cbb\u7597\u3002\u5b83\u751a\u81f3\u6db5\u76d6\u4e86\u7cbe\u5b50\u6216\u5375\u5b50\u7684\u51b7\u51bb\u4fdd\u5b58\u8d39\u7528\uff01<\/p>\n\n\n\n

3. \u201c\u4eba\u751f\u6210\u5c31\u201d\u73b0\u91d1\u5956\u52b1 <\/strong><\/h3>\n\n\n\n

\u4e3a\u4ec0\u4e48\u4fdd\u9669\u53ea\u5e94\u8be5\u5728\u60a8\u60b2\u60e8\u7684\u65f6\u5019\u624d\u8d54\u94b1\uff1f\u62e5\u6709\u4e86 \u5927\u9a6c\u4fdd\u8bda\u7537\u5973\u4e13\u5c5e\u4fdd\u9669 (PRULady and PRUMan Malaysia)<\/a><\/strong>\uff0c\u60a8\u5728\u5f00\u5fc3\u7684\u65f6\u5019\u4e5f\u80fd\u62ff\u5230\u94b1\uff01<\/p>\n\n\n\n

These plans feature a unique Life Celebration Benefit. You receive up to 3% of your Basic Sum Assured <\/strong><\/mark>in pure cash when you hit major life milestones.<\/p>\n\n\n\n

Getting married? Buying a new house? Having a baby?<\/strong><\/mark> Even getting a career promotion? <\/mark><\/strong>Prudential deposits cash straight into your account to celebrate with you!<\/p>\n\n\n\n

4. \u73b0\u4ee3\u4fdd\u5065\uff1a\u5fc3\u7406\u5065\u5eb7\u4e0e\u4e25\u91cd\u75e4\u75ae<\/strong><\/h3>\n\n\n\n

\u6211\u4eec\u8fd9\u4e00\u4ee3\u4eba\u9762\u4e34\u7740\u96be\u4ee5\u7f6e\u4fe1\u7684\u538b\u529b\u3002PRULady \u548c PRUMan \u4fdd\u5355\u9996\u521b\u4e86 \u4fdd\u5065\u62a4\u7406\u798f\u5229 (Wellness Care Benefit)\u3002<\/strong>\u5b83\u6db5\u76d6\u4e86\u9488\u5bf9\u4e25\u91cd\u5fc3\u7406\u5065\u5eb7\u95ee\u9898\uff08\u5982\u91cd\u5ea6\u6291\u90c1\u75c7\u6216\u4e25\u91cd\u7126\u8651\u75c7\uff09\u7684\u7cbe\u795e\u79d1\u54a8\u8be2\u8d39\u7528\u3002<\/p>\n\n\n\n

\u4ee4\u4eba\u60ca\u559c\u7684\u662f\uff0c\u5b83\u8fd8\u6db5\u76d6\u4e86\u9488\u5bf9\u201c\u4e25\u91cd\u75e4\u75ae\u201d\u7684\u6cbb\u7597\u2014\u2014\u56e0\u4e3a\u8be5\u8ba1\u5212\u6df1\u77e5\u4e25\u91cd\u7684\u76ae\u80a4\u95ee\u9898\u4f1a\u6df1\u6df1\u6253\u51fb\u60a8\u7684\u81ea\u5c0a\u5fc3\u548c\u804c\u573a\u81ea\u4fe1\u5fc3\u3002<\/p>\n\n\n\n

5. \u7ec8\u6781\u5b89\u5168\u7f51\uff1a\u9ad8\u8fbe110%\u4fdd\u8d39\u56de\u8d60 <\/strong><\/h3>\n\n\n\n

\u5982\u679c\u60a8\u4e00\u76f4\u4fdd\u6301\u5b8c\u5168\u5065\u5eb7\uff0c\u4ece\u672a\u60a3\u764c\uff0c\u4e5f\u4ece\u672a\u56e0\u751f\u75c5\u7d22\u8d54\u8fc7\u4e00\u5206\u94b1\uff0c\u90a3\u8be5\u600e\u4e48\u529e\uff1f\u8fd9\u4e9b\u94b1\u4f1a\u50cf\u6c7d\u8f66\u4fdd\u9669\u4e00\u6837\u88ab\u201c\u70e7\u6389\u201d\u5417\uff1f<\/p>\n\n\n\n

\u7edd\u5bf9\u4e0d\u4f1a\u3002<\/mark><\/strong><\/h2>\n\n\n\n

\u65e0\u8bba\u662f PRULady \u8fd8\u662f PRUMan\uff0c\u90fd\u5982\u540c\u4e00\u4e2a\u5f3a\u5236\u50a8\u84c4\u91d1\u5e93\u3002\u900f\u8fc7 \u9ec4\u91d1\u73b0\u91d1\u5956\u52b1\u548c\u6ee1\u671f\u5229\u76ca<\/strong>, if you peacefully reach the end of your policy term (e.g., age 70) without any major claims, Prudential will return up to 110% of the total premiums<\/mark><\/strong> 110%\u3002\u8fd9\u57fa\u672c\u4e0a\u610f\u5473\u7740\u60a8\u5728\u56e4\u79ef\u5de8\u989d\u9000\u4f11\u73b0\u91d1\u57fa\u91d1\u7684\u540c\u65f6\uff0c\u83b7\u5f97\u4e86\u5b8c\u5168\u514d\u8d39\u7684\u5065\u5eb7\u4fdd\u969c\uff01<\/p>\n\n\n\n

\n\n\n\n

\u5e38\u89c1\u95ee\u9898 (FAQ) <\/strong><\/h3>\n\n\n\n

\u95ee\uff1a\u5982\u679c\u6211\u5df2\u7ecf\u6709\u4e00\u5f20\u6807\u51c6\u7684\u533b\u836f\u5361\uff0c\u6211\u8fd8\u53ef\u4ee5\u8d2d\u4e70 PRUMan \u6216 PRULady \u5417\uff1f<\/strong><\/p>\n\n\n\n

\u7b54\uff1a<\/strong> \u53ef\u4ee5\u7684\uff01\u6807\u51c6\u7684\u533b\u836f\u5361\u53ea\u4f1a\u76f4\u63a5\u652f\u4ed8\u533b\u9662\u8d26\u5355\u3002\u800c PRUMan \u548c PRULady \u662f\u5c06\u5de8\u989d\u7684\u7eaf\u73b0\u91d1\u76f4\u63a5\u6253\u5165\u60a8\u7684\u94f6\u884c\u8d26\u6237\u3002\u5982\u679c\u60a8\u5728\u5eb7\u590d\u671f\u95f4\u5fc5\u987b\u505c\u6b62\u5de5\u4f5c\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528\u8fd9\u7b14\u73b0\u91d1\u6765\u66ff\u4ee3\u60a8\u635f\u5931\u7684\u6536\u5165\u3002<\/p>\n\n\n\n

\u95ee\uff1a\u751f\u80b2\u62a4\u7406\u798f\u5229\u6db5\u76d6\u592b\u59bb\u53cc\u65b9\u5417\uff1f<\/strong><\/p>\n\n\n\n

\u7b54\uff1a<\/strong> PRULady \u548c PRUMan \u90fd\u5305\u542b\u81ea\u5df1\u7279\u5b9a\u7684\u751f\u80b2\u7ec4\u4ef6\u3002\u5982\u679c\u60a8\u548c\u60a8\u7684\u914d\u5076\u5206\u522b\u5728\u5404\u81ea\u7684\u4fdd\u5355\u4e0b\u7d22\u8d54\uff0c\u90a3\u4e48\u5728\u8fdb\u884c IVF \u6216 IUI \u624b\u672f\u65f6\uff0c\u60a8\u5c06\u83b7\u5f97\u53cc\u500d\u7684\u8d22\u52a1\u652f\u6301\u3002<\/p>\n\n\n\n

\u62d2\u7edd\u5e73\u5eb8\u7684\u901a\u7528\u4fdd\u969c\u3002\u4eca\u5929\u5c31\u9501\u5b9a\u4e13\u5c5e\u4e8e\u60a8\u7684 PRULady \u548c PRUMan Malaysia \u8ba1\u5212\u3002 <\/p>\n\n\n\n

\u70b9\u51fb\u4e0b\u65b9\u7684 WhatsApp \u6309\u94ae\uff0c \u7d22\u53d6\u514d\u8d39\u7684\u4fdd\u5355\u5ba1\u6838\uff0c<\/a> \u8ba9\u6211\u4eec\u4e3a\u60a8\u672a\u6765\u7684\u6027\u522b\u4e13\u5c5e\u5b89\u5168\u7f51\u91cf\u8eab\u6253\u9020\u5b8c\u7f8e\u67b6\u6784\u3002<\/p>\n\n\n\n

\n
Contact Us<\/div><\/a><\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"

Why Generic Insurance is No Longer Enough Are you looking for the best PRULady and PRUMan Malaysia coverage tailored to […]<\/p>\n","protected":false},"author":1,"featured_media":229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Generic Insurance is No Longer Enough Are you looking for the best PRULady and PRUMan Malaysia coverage tailored to […]","_links":{"self":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/comments?post=228"}],"version-history":[{"count":2,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/228\/revisions"}],"predecessor-version":[{"id":233,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/228\/revisions\/233"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/media\/229"}],"wp:attachment":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/media?parent=228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/categories?post=228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/tags?post=228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}