{"id":242,"date":"2026-04-06T07:53:11","date_gmt":"2026-04-06T07:53:11","guid":{"rendered":"https:\/\/securelife.my\/?p=242"},"modified":"2026-04-06T07:53:12","modified_gmt":"2026-04-06T07:53:12","slug":"prudential-medical-card-investigation-period","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/prudential-medical-card-investigation-period\/","title":{"rendered":"\u63ed\u79d8\u5927\u9a6c\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f\uff1a3\u5927\u4ee4\u4eba\u60ca\u9a87\u7684\u771f\u76f8"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia.jpg\" alt=\"Prudential Medical Card Investigation Period - A female wealth planner explaining the 2-year insurance investigation clause to a client | \u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f - \u5973\u7406\u8d22\u89c4\u5212\u5e08\u5411\u5ba2\u6237\u89e3\u91ca\u4e3a\u671f\u4e24\u5e74\u7684\u4fdd\u9669\u8c03\u67e5\u6761\u6b3e\" class=\"wp-image-243\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-medical-card-investigation-period-malaysia-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u4ec0\u4e48\u662f\u4e3a\u671f2\u5e74\u7684\u8c03\u67e5\u9677\u9631\uff1f <\/strong><\/h1>\n\n\n\n<p>\u60a8\u662f\u5426\u5df2\u7ecf\u505a\u597d\u5145\u5206\u51c6\u5907\u6765\u5ea6\u8fc7 <strong>\u4fdd\u8bda\u533b\u836f\u5361<a href=\"https:\/\/www.prudential.com.my\/en\/insurance-101\/all-stories\/medical-card-waiting-period\/\" data-type=\"link\" data-id=\"https:\/\/www.prudential.com.my\/en\/insurance-101\/all-stories\/medical-card-waiting-period\/\" target=\"_blank\" rel=\"noopener\"> \u8c03\u67e5\u671f (Prudential Medical Card Investigation Period)<\/a><\/strong>\uff1f\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u8d2d\u4e70\u4e86\u533b\u836f\u5361\u5e76\u4e0d\u610f\u5473\u7740\u4fdd\u9669\u516c\u53f8\u4f1a\u7acb\u523b\u4fe1\u4efb\u60a8\u3002\u6839\u636e\u6cd5\u5f8b\u89c4\u5b9a\uff0c\u6240\u6709\u7684\u4fdd\u9669\u516c\u53f8\u90fd\u4f1a\u6267\u884c\u4e00\u4e2a\u4e25\u683c\u7684\u4e3a\u671f2\u5e74\u7684\u65f6\u95f4\u7ebf\uff0c\u8fd9\u901a\u5e38\u88ab\u79f0\u4e3a\u201c\u4e0d\u53ef\u6297\u8fa9\u6761\u6b3e\u201d\u6216\u8c03\u67e5\u671f\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5728\u62e5\u6709\u533b\u836f\u5361\u7684\u6700\u521d 24 \u4e2a\u6708\u5185\u56e0\u91cd\u5927\u75be\u75c5\u63d0\u51fa\u7d22\u8d54\uff0c\u60a8\u5c06\u89e6\u53d1\u4e00\u573a\u6fc0\u70c8\u7684\u5e55\u540e\u80cc\u666f\u8c03\u67e5\u3002\u672a\u80fd\u7406\u89e3\u8fd9\u4e2a\u5173\u952e\u65f6\u671f\uff0c\u6b63\u662f\u5bfc\u81f4\u9a6c\u6765\u897f\u4e9a\u4eba\u5373\u4f7f\u62e5\u6709\u533b\u836f\u5361\uff0c\u6700\u7ec8\u5374\u4ecd\u8981\u638f\u7a7a\u79ef\u84c4\u652f\u4ed8\u5de8\u989d\u533b\u9662\u8d26\u5355\u7684\u9996\u8981\u539f\u56e0\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f <strong>3\u5927\u60ca\u4eba\u771f\u76f8<\/strong> \uff0c\u6bcf\u4f4d\u4fdd\u5355\u6301\u6709\u4eba\u5fc5\u987b\u7d27\u6025\u4e86\u89e3\u7684\u3001\u5173\u4e8e\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \uff0c\u4ee5\u7edd\u5bf9\u4fdd\u62a4\u60a8\u7684\u5bb6\u5ead\u8d22\u52a1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. \u62c5\u4fdd\u4fe1\u6781\u6709\u53ef\u80fd\u88ab\u62d2<\/strong><\/h2>\n\n\n\n<p>\u5173\u4e8e <strong>\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period)<\/strong> \u6700\u4ee4\u4eba\u9707\u60ca\u7684\u73b0\u5b9e\uff0c\u5f80\u5f80\u53d1\u751f\u5728\u533b\u9662\u7684\u5165\u9662\u67dc\u53f0\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u60a8\u7684\u533b\u836f\u5361\u4f1a\u53d1\u51fa\u4e00\u5c01\u201c\u62c5\u4fdd\u4fe1\uff08GL\uff09\u201d\uff0c\u8fd9\u5c01\u4fe1\u4f1a\u544a\u8bc9\u533b\u9662\u4fdd\u8bda\u5c06\u76f4\u63a5\u652f\u4ed8\u6574\u4e2a\u8d26\u5355\uff0c\u4ece\u800c\u5141\u8bb8\u60a8\u65e0\u73b0\u91d1\u5165\u9662\u3002\u7136\u800c\uff0c\u5982\u679c\u60a8\u5728\u8d2d\u4e70\u4fdd\u5355\u7684\u9996\u4e24\u5e74\u5185\u7a81\u7136\u957f\u4e86\u80bf\u7624\u6216\u9700\u8981\u8fdb\u884c\u91cd\u5927\u624b\u672f\uff0c\u4fdd\u9669\u516c\u53f8\u51e0\u4e4e\u80af\u5b9a\u4f1a <strong>\u62d2\u7edd\u7b7e\u53d1\u60a8\u7684\u62c5\u4fdd\u4fe1\u3002<\/strong>.<\/p>\n\n\n\n<p>\u4e3a\u4ec0\u4e48\u5462\uff1f\u56e0\u4e3a\u4ed6\u4eec\u9700\u8981\u65f6\u95f4\u6765\u8c03\u67e5\u8fd9\u662f\u5426\u662f\u65e9\u5df2\u5b58\u5728\u7684\u201c\u65e2\u6709\u75c5\u53f2\u201d\u3002\u60a8\u5c06\u65e0\u6cd5\u4eab\u53d7\u65e0\u73b0\u91d1\u5165\u9662\uff0c\u800c\u662f\u88ab\u8feb\u4e25\u683c\u9075\u5faa <strong>**\u201c\u5148\u4ed8\u540e\u7d22\u8d54\uff08Pay and Claim\uff09\u201d<\/strong> \u7684\u6d41\u7a0b\u3002\u60a8\u5fc5\u987b\u5148\u5237\u81ea\u5df1\u7684\u4fe1\u7528\u5361\u57ab\u4ed8 4\u4e07\u4ee4\u5409\u7684\u8d26\u5355\uff0c\u7136\u540e\u5728\u4ed6\u4eec\u7684\u8c03\u67e5\u5f97\u51fa\u7ed3\u8bba\u540e\uff0c\u518d\u5c06\u6536\u636e\u63d0\u4ea4\u7ed9\u4fdd\u8bda\u5bfb\u6c42\u62a5\u9500\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> 2. \u8c03\u67e5\u5458\u4f1a\u5f7b\u67e5\u60a8\u7684\u533b\u7597\u8bb0\u5f55<\/strong><\/h2>\n\n\n\n<p>\u5728\u5904\u4e8e\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \u671f\u95f4\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u6b63\u5f0f\u6d3e\u51fa\u4e00\u540d\u72ec\u7acb\u8c03\u67e5\u5458\u3002<\/p>\n\n\n\n<p>\u8fd9\u540d\u8c03\u67e5\u5458\u5c06\u8d70\u8bbf\u60a8\u5bb6\u9644\u8fd1\u7684\u7279\u5b9a\u533b\u9662\u548c\u5168\u79d1\u533b\u751f\uff08\u653f\u5e9c\u5065\u5eb7\u8bca\u6240 \/ \u79c1\u4eba\u8bca\u6240\uff09\u3002\u4ed6\u4eec\u4f1a\u8c03\u51fa\u60a8\u8fc7\u53bb 5 \u5230 10 \u5e74\u7684\u75af\u72c2\u533b\u7597\u8bb0\u5f55\uff0c\u770b\u770b\u60a8\u662f\u5426 <em>*\u66fe\u7ecf*<\/em> \u5411\u533b\u751f\u62b1\u6028\u8fc7\u4e0e\u60a8\u5f53\u524d\u75be\u75c5\u76f8\u5173\u7684\u4efb\u4f55\u75c7\u72b6\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u5728\u7b2c\u4e00\u5e74\u7d22\u8d54\u80c3\u764c\uff0c\u4f46\u8c03\u67e5\u5458\u53d1\u73b0\u4e86\u4e00\u4efd\u60a8 4 \u5e74\u524d\u5728\u8bca\u6240\u7684\u8bb0\u5f55\uff0c\u4e0a\u9762\u5199\u7740\u60a8\u66fe\u544a\u8bc9\u533b\u751f\u201c\u6211\u80c3\u7ecf\u5e38\u75db\u5f97\u5f88\u5389\u5bb3\u201d\uff0c\u90a3\u4e48\u4fdd\u9669\u516c\u53f8\u6781\u6709\u53ef\u80fd\u4ee5\u201c\u672a\u5982\u5b9e\u62ab\u9732\u75c5\u53f2\u201d\u4e3a\u7531\u62d2\u7edd\u60a8\u7684\u7d22\u8d54\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. \u6700\u9ad8\u8bda\u4fe1\u51b3\u5b9a\u60a8\u7684\u751f\u5b58<\/strong><\/h2>\n\n\n\n<p>\u5b89\u5168\u5ea6\u8fc7 <strong>\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period)<\/strong> \u7684\u552f\u4e00\u65b9\u6cd5\uff0c\u5c31\u662f\u5728\u7533\u8bf7\u4fdd\u5355\u7684\u201c\u7b2c\u4e00\u5929\u201d\u6267\u884c\u201c\u6700\u9ad8\u8bda\u4fe1\u201d\u539f\u5219\u3002<\/p>\n\n\n\n<p>\u5f53\u60a8\u4e0e\u8d22\u5bcc\u89c4\u5212\u5e08\u5750\u4e0b\u6765\u6b63\u5f0f\u7533\u8bf7\u60a8\u7684\u533b\u836f\u5361\u65f6\uff0c\u60a8\u5fc5\u987b\u7edd\u5bf9\u5982\u5b9e\u5730\u7533\u62a5\u4e00\u5207\u3002\u60a8\u5c0f\u65f6\u5019\u5f97\u8fc7\u54ee\u5598\u5417\uff1f\u60a8 6 \u5e74\u524d\u5207\u9664\u8fc7\u4e00\u4e2a\u5fae\u5c0f\u7684\u826f\u6027\u76ae\u80a4\u80bf\u5757\u5417\uff1f\u60a8\u5076\u5c14\u62bd\u793e\u4ea4\u70df\u5417\uff1f\u5168\u90e8\u7533\u62a5\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u63d0\u524d\u5982\u5b9e\u7533\u62a5\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u80fd\u51c6\u786e\u8bc4\u4f30\u4f60\u7684\u98ce\u9669\u3002\u5f53\u4f60\u4e0d\u5e78\u751f\u75c5\u5e76\u8fdb\u5165\u4fdd\u8bda\u533b\u7597\u5361\u8c03\u67e5\u671f\u65f6\uff0c\u7531\u4e8e\u4f60\u5b8c\u5168\u900f\u660e\uff0c\u4ed6\u4eec\u4f1a\u7acb\u5373\u5904\u7406\u4f60\u7684\u7406\u8d54\u7533\u8bf7\u3002\u5982\u679c\u4f60\u4e3a\u4e86\u83b7\u5f97\u66f4\u4f4e\u7684\u4fdd\u8d39\u800c\u6492\u8c0e\uff0c\u4f60\u5c06\u5931\u53bb\u4e00\u5207\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e38\u89c1\u95ee\u9898 (FAQ) <\/strong><\/h3>\n\n\n\n<p><strong>\u95ee\uff1a\u5982\u679c\u6211\u5347\u7ea7\u6211\u7684\u9650\u989d\uff0c\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \u4f1a\u91cd\u65b0\u5f00\u59cb\u8ba1\u7b97\u5417\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u5982\u679c\u60a8\u53ea\u662f\u6dfb\u52a0\u4e00\u4e2a\u8865\u5145\u5305\uff08Booster\uff09\u6765\u4e3a\u60a8\u65e7\u7684\u4fdd\u5355\u52a0\u7801\uff0c\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \u901a\u5e38\u4ec5\u9002\u7528\u4e8e\u65b0\u589e\u52a0\u7684\u4fdd\u969c\u91d1\u989d\u90e8\u5206\u3002\u7136\u800c\uff0c\u5982\u679c\u60a8\u5b8c\u5168\u7ec8\u6b62\u4e86\u4e00\u4efd\u65e7\u8ba1\u5212\uff0c\u53bb\u91cd\u65b0\u8d2d\u4e70\u4e00\u4efd\u9ad8\u5ea6\u5347\u7ea7\u7684\u65b0\u4fdd\u5355\uff0c\u90a3\u4e48\u6574\u65742\u5e74\u7684\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f\u7edd\u5bf9\u4f1a\u4ece\u96f6\u5f00\u59cb\u91cd\u65b0\u8ba1\u7b97\uff01\u5343\u4e07\u4e0d\u8981\u9c81\u83bd\u5730\u53d6\u6d88\u65e7\u4fdd\u5355\uff01<\/p>\n\n\n\n<p><strong>\u95ee\uff1a\u5728\u4e3a\u671f\u4e24\u5e74\u7684\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \u7ed3\u675f\u540e\u4f1a\u53d1\u751f\u4ec0\u4e48\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u4e00\u65e6\u60a8\u5ea6\u8fc7\u4e86\u7b2c 24 \u4e2a\u6708\uff0c\u201c\u4e0d\u53ef\u6297\u8fa9\u6761\u6b3e\u201d\u5c06\u5b89\u5168\u751f\u6548\u3002\u4ece\u7b2c\u4e09\u5e74\u5f00\u59cb\uff0c\u4fdd\u9669\u516c\u53f8\u901a\u5e38\u4f1a\u9ed8\u8ba4\u7ed9\u4e88\u60a8\u6781\u9ad8\u7684\u8bda\u4fe1\u8ba4\u53ef\u3002\u9664\u975e\u4ed6\u4eec\u53d1\u73b0\u516c\u7136\u4e14\u53ef\u8bc1\u660e\u7684\u6b3a\u8bc8\u884c\u4e3a\uff0c\u5426\u5219\u4ed6\u4eec\u5c06\u4e0d\u518d\u4ee5\u201c\u672a\u5982\u5b9e\u62ab\u9732\u201d\u4e3a\u7531\u6765\u4e25\u5389\u8c03\u67e5\u60a8\u7684\u7d22\u8d54\u3002\u60a8\u7684\u62c5\u4fdd\u4fe1\uff08GL\uff09\u4e5f\u80fd\u56e0\u6b64\u5feb\u901f\u4e14\u987a\u5229\u5730\u83b7\u6279\uff01<\/p>\n\n\n\n<p><strong>\u95ee\uff1a\u610f\u5916\u4f24\u5bb3\u5b8c\u5168\u4e0d\u53d7\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period) \u7684\u9650\u5236\uff0c\u8fd9\u662f\u771f\u7684\u5417\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u662f\u7684\uff01\u867d\u7136\u666e\u901a\u75be\u75c5\u9700\u8981\u63a5\u53d7\u6781\u5176\u4e25\u683c\u7684\u5ba1\u67e5\uff0c\u4f46\u771f\u6b63\u7684\u5916\u90e8\u610f\u5916\u4e8b\u6545\uff08\u6bd4\u5982\u6253\u7fbd\u6bdb\u7403\u65f6\u6454\u65ad\u4e86\u624b\u81c2\uff09\u53ef\u4ee5\u7ed5\u8fc7\u4ee4\u4eba\u75db\u82e6\u7684\u4fdd\u8bda\u533b\u836f\u5361\u8c03\u67e5\u671f (Prudential Medical Card Investigation Period)\u3002\u533b\u9662\u53ea\u9700\u6838\u5b9e\u7269\u7406\u521b\u4f24\uff0c\u62c5\u4fdd\u4fe1\u901a\u5e38\u5c31\u80fd\u76f4\u63a5\u7b7e\u53d1\uff0c\u65e0\u9700\u8fdb\u884c\u6f2b\u957f\u7684\u5386\u53f2\u80cc\u666f\u8c03\u67e5\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u4e0d\u8981\u8ba9\u4e3a\u671f\u4e24\u5e74\u7684 <a href=\"https:\/\/securelife.my\/zh\/about-prudential-agent\/\" data-type=\"page\" data-id=\"140\">\u4fdd\u8bda\u533b\u836f\u5361<\/a> 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