{"id":273,"date":"2026-04-08T06:01:15","date_gmt":"2026-04-08T06:01:15","guid":{"rendered":"https:\/\/securelife.my\/?p=273"},"modified":"2026-04-08T06:27:24","modified_gmt":"2026-04-08T06:27:24","slug":"prudential-targeted-therapy-malaysia","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/prudential-targeted-therapy-malaysia\/","title":{"rendered":"\u5927\u9a6c\u764c\u75c7\u6807\u9776\u6cbb\u7597\uff1a\u5173\u4e8e\u4fdd\u8bda\u7406\u8d54\u5929\u4ef7\u533b\u836f\u8d39\u76843\u5927\u60ca\u4eba\u771f\u76f8"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia.jpg\" alt=\"Prudential Targeted Therapy Malaysia - A supportive female wealth planner explaining modern cancer treatments and insurance claims to a client in a premium medical lounge | \u5927\u9a6c\u4fdd\u8bda\u7406\u8d22\u89c4\u5212\u5e08\u5728\u9ad8\u7ea7\u533b\u7597\u4f11\u606f\u5ba4\u5185\u5411\u5ba2\u6237\u89e3\u91ca\u73b0\u4ee3\u764c\u75c7\u6807\u9776\u6cbb\u7597\u4e0e\u4fdd\u9669\u7406\u8d54\" class=\"wp-image-274\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-targeted-therapy-malaysia-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u4ec0\u4e48\u662f\u6807\u9776\u6cbb\u7597\uff0c\u4e3a\u4ec0\u4e48\u6240\u6709\u4eba\u90fd\u5728\u8ba8\u8bba\u5b83\uff1f <\/strong><\/h1>\n\n\n\n<p>\u5982\u679c\u60a8\u6b63\u5728\u7814\u7a76 <a href=\"https:\/\/www.prudential.com.my\/en\/insurance-101\/all-stories\/targeted-therapy-for-cancer\/\" data-type=\"link\" data-id=\"https:\/\/www.prudential.com.my\/en\/insurance-101\/all-stories\/targeted-therapy-for-cancer\/\" target=\"_blank\" rel=\"noopener\"><strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u9776\u5411\u6cbb\u7597<\/strong> <\/a>\u4fdd\u9669\uff0c\u60a8\u53ef\u80fd\u77e5\u9053\uff0c\u5982\u4eca\u9762\u5bf9\u53ef\u6015\u7684\u764c\u75c7\u8bca\u65ad\u610f\u5473\u7740\u8981\u542c\u533b\u751f\u8c08\u8bba\u4e00\u573a\u533b\u5b66\u9769\u547d\uff1a\u9776\u5411\u6cbb\u7597\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"926\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9-926x1024.png\" alt=\"\" class=\"wp-image-276\" style=\"aspect-ratio:0.904312439948002;width:460px;height:auto\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9-926x1024.png 926w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9-271x300.png 271w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9-768x849.png 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9-11x12.png 11w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-9.png 1082w\" sizes=\"auto, (max-width: 926px) 100vw, 926px\" \/><\/figure>\n\n\n\n<p>\u4e0e\u4f20\u7edf\u5316\u7597\u4e0d\u5206\u9752\u7ea2\u7682\u767d\u5730\u6b8b\u66b4\u653b\u51fb\u764c\u7ec6\u80de\u548c\u60a8\u4f53\u5185\u5065\u5eb7\u7ec6\u80de\uff08\u8fd9\u4f1a\u5bfc\u81f4\u4e25\u91cd\u7684\u8131\u53d1\u548c\u6781\u5ea6\u5455\u5410\uff09\u5b8c\u5168\u4e0d\u540c\uff0c\u6807\u9776\u6cbb\u7597\u5c31\u50cf\u4e00\u540d\u6781\u5176\u7cbe\u51c6\u7684\u72d9\u51fb\u624b\u3002\u5b83\u6781\u5176\u7cbe\u786e\u5730\u201c\u7784\u51c6\u201d\u5e76\u9501\u5b9a\u764c\u7ec6\u80de\u7684\u7279\u5b9a\u57fa\u56e0\u86cb\u767d\u8d28\u6765\u963b\u6b62\u5b83\u4eec\u751f\u957f\u751f\u5b58\uff0c\u540c\u65f6\u8ba9\u60a8\u7684\u5065\u5eb7\u7ec6\u80de\u4fdd\u6301\u7edd\u5bf9\u5b89\u5168\u3002\u8fd9\u9879\u62ef\u6551\u4e86\u65e0\u6570\u751f\u547d\u7684\u73b0\u4ee3\u524d\u6cbf\u6cbb\u7597\u65b9\u6cd5\uff0c\u5728\u9a6c\u6765\u897f\u4e9a\u7684\u5404\u5927\u533b\u9662\u5df2\u7ecf\u88ab\u5e7f\u6cdb\u63d0\u4f9b\u548c\u5e94\u7528\uff0c\u5e76\u6781\u5927\u5730\u63d0\u9ad8\u4e86\u8bf8\u5982\u80ba\u764c\u3001\u4e73\u817a\u764c\u548c\u7ed3\u80a0\u764c\u7684\u5b58\u6d3b\u7387\u3002<\/p>\n\n\n\n<p>\u4f46\u4e00\u9879\u60ca\u4e16\u9a87\u4fd7\u7684\u533b\u7597\u7a81\u7834\uff0c\u5f80\u5f80\u4f34\u968f\u7740\u4e00\u4e2a\u6781\u5ea6\u6b8b\u9177\u7684\u4ee3\u4ef7\u3002\u60a8\u76ee\u524d\u7684\u4fdd\u9669\u5230\u5e95\u80fd\u4e0d\u80fd\u62a5\u9500\u5b83\uff1f <\/p>\n\n\n\n<p>\u8ba9\u6211\u4eec\u6df1\u5165\u63a2\u8ba8\u5173\u4e8e\u8fd9\u6b8b\u9177\u7684\u73b0\u5b9e <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u9776\u5411\u6cbb\u7597<\/strong> \u4fdd\u9669\u7406\u8d54\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6b8b\u9177\u7684\u73b0\u5b9e\uff1a\u5927\u9a6c\u6807\u9776\u6cbb\u7597\u7684\u5929\u4ef7\u8d39\u7528 <\/strong><\/h2>\n\n\n\n<p>\u6807\u9776\u6cbb\u7597\u4f7f\u7528\u4e86\u5f53\u4eca\u533b\u7597\u754c\u4e43\u81f3\u5168\u4e16\u754c\u6700\u6602\u8d35\u7684\u4e00\u4e9b\u4e13\u5229\u7cbe\u5bc6\u836f\u7269\u3002\u7531\u4e8e\u5b83\u5fc5\u987b\u9488\u5bf9\u60a8\u7279\u5b9a\u7684\u80bf\u7624\u57fa\u56e0\u8fdb\u884c\u9ad8\u5ea6\u5b9a\u5236\uff0c\u56e0\u6b64\u5b83\u7684\u4ef7\u683c\u6781\u5176\u6602\u8d35\u3001\u751a\u81f3\u53ef\u4ee5\u8bf4\u662f\u4ee4\u4eba\u53d1\u6307\u3002<\/p>\n\n\n\n<p>\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u6807\u9776\u6cbb\u7597\u7684\u8d39\u7528\u8f7b\u800c\u6613\u4e3e\u5c31\u843d\u5728 <strong>\u6bcf\u4e2a\u6708 RM5,000 \u5230 RM50,000\u4e4b\u95f4\u3002<\/strong>. <\/p>\n\n\n\n<p>\u662f\u7684\uff0c\u60a8\u6ca1\u6709\u770b\u9519\uff0c\u662f\u201c\u6bcf\u4e2a\u6708\u201d\u3002 <\/p>\n\n\n\n<p>\u56e0\u4e3a\u764c\u75c7\u6cbb\u7597\u901a\u5e38\u9700\u8981\u8017\u8d39\u6570\u5e74\u65f6\u95f4\uff0c\u6bcf\u4e2a\u6708\u6beb\u65e0\u95f4\u65ad\u5730\u652f\u4ed8RM2\u4e07\uff0c\u5373\u4f7f\u662f\u6700\u5bcc\u88d5\u7684\u4e2d\u4ea7\u9636\u7ea7\u5bb6\u5ead\uff0c\u4e5f\u4f1a\u5728\u77ed\u77ed\u4e0d\u5230\u4e00\u5e74\u7684\u65f6\u95f4\u5185\u88ab\u5f7b\u5e95\u641e\u5230\u5bb6\u7834\u4eba\u4ea1\u3001\u5ba3\u544a\u7834\u4ea7\u3002 <\/p>\n\n\n\n<p>\u4f01\u56fe\u5b8c\u5168\u4f9d\u8d56\u81ea\u638f\u8170\u5305\u6216\u60a8\u90a3\u70b9\u53ef\u601c\u7684\u666e\u901a\u5b58\u6b3e\u6765\u5bf9\u6297\u764c\u75c7\uff0c\u65e0\u5f02\u4e8e\u8d22\u52a1\u81ea\u6740\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"721\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-721x1024.png\" alt=\"\" class=\"wp-image-275\" style=\"width:439px;height:auto\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-721x1024.png 721w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-211x300.png 211w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-768x1090.png 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-1082x1536.png 1082w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-1443x2048.png 1443w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-8x12.png 8w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-8-scaled.png 1804w\" sizes=\"auto, (max-width: 721px) 100vw, 721px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6211\u7684\u4fdd\u8bda\u533b\u836f\u5361\u80fd\u6b63\u5f0f\u7406\u8d54\u8fd9\u7b14\u5de8\u6b3e\u5417\uff1f<\/strong><\/h2>\n\n\n\n<p>\u8fd9\u662f\u60ac\u5728\u6bcf\u4e00\u4f4d\u60a3\u8005\u5fc3\u5934\u6700\u6700\u81f3\u5173\u91cd\u8981\u7684\u95ee\u9898\u3002\u7b80\u77ed\u800c\u4ee4\u4eba\u632f\u594b\u7684\u7b54\u6848\u662f\uff1a <strong>\u7edd\u5bf9\u53ef\u4ee5\u3002<\/strong><\/p>\n\n\n\n<p>\u4fdd\u8bda\u6781\u5ea6\u8ba4\u540c\u6807\u9776\u6cbb\u7597\u662f\u73b0\u4ee3\u80bf\u7624\u5b66\u4e2d\u7edd\u5bf9\u4e0d\u53ef\u6216\u7f3a\u7684\u91cd\u8981\u652f\u67f1\u3002\u5982\u679c\u60a8\u5df2\u7ecf\u4e3a\u81ea\u5df1\u914d\u7f6e\u4e86\u8bf8\u5982\u8fd9\u6837\u7684\u9ad8\u9650\u989d\u533b\u836f\u5361\uff0c <strong>PRUValue Med<\/strong>, <strong>PRUMillion Med<\/strong>\u6216\u662f <strong>PRUMy Medical Plus<\/strong>, \u60a8\u7684 <strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u9776\u5411\u6cbb\u7597<\/strong> \u7406\u8d54\u5c06\u540d\u6b63\u8a00\u987a\u5730\u88ab\u5f52\u7c7b\u5728\u540d\u4e3a\u201c\u95e8\u8bca\u764c\u75c7\u6cbb\u7597 (Outpatient Cancer Treatments)\u201d\u7684\u91cd\u78c5\u4fdd\u969c\u6761\u6b3e\u4e0b\uff0c\u5e76\u83b7\u5f97\u5168\u9762\u7684\u652f\u4ed8\u62a5\u9500\u3002<\/p>\n\n\n\n<p>\u53ea\u8981\u60a8\u7684\u80bf\u7624\u4e13\u79d1\u533b\u751f\u6b63\u5f0f\u7533\u660e\u8be5\u9879\u6807\u9776\u6cbb\u7597\u5bf9\u60a8\u7279\u5b9a\u7684\u764c\u75c7\u9636\u6bb5\u662f\u201c\u533b\u7597\u4e0a\u5fc5\u9700\u7684 (medically necessary)\u201d \u4e14\u5728\u4e34\u5e8a\u4e0a\u5df2\u88ab\u79d1\u5b66\u8bc1\u5b9e\u6709\u6548\uff08\u800c\u975e\u672a\u7ecf\u653f\u5e9c\u6279\u51c6\u7684\u5b9e\u9a8c\u6027\u767d\u8001\u9f20\u6d4b\u8bd5\uff09\uff0c\u4fdd\u8bda\u5c31\u4f1a\u5f3a\u52bf\u4ecb\u5165\uff0c\u4e3b\u52a8\u66ff\u60a8\u5438\u6536\u6389\u8fd9\u4e9b\u4ee4\u4eba\u6781\u5176\u6050\u60e7\u7684\u60ca\u5929\u6708\u7ed3\u8d26\u5355\uff0c\u76f4\u81f3\u8fbe\u5230\u60a8\u4fdd\u5355\u7684\u5e74\u5ea6\u6216\u7ec8\u8eab\u6700\u9ad8\u9650\u989d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9690\u85cf\u7684\u81f4\u547d\u9677\u9631\uff1a\u4e3a\u4f55\u8001\u65e7\u7684\u65e0\u9650\u989d\u65e7\u5361\u53ef\u80fd\u4f1a\u5bb3\u6b7b\u60a8<\/strong><\/h2>\n\n\n\n<p>\u5728\u60a8\u5f00\u59cb\u5e86\u795d\u4e4b\u524d\uff0c\u8fd9\u91cc\u6f5c\u4f0f\u7740\u4e00\u4e2a\u6781\u5176\u5371\u9669\u7684\u81f4\u547d\u9677\u9631\u3002\u60a8\u73b0\u5728\u5fc5\u987b\u7acb\u523b\u3001\u9a6c\u4e0a\u68c0\u67e5\u60a8\u533b\u836f\u5361\u7684\u786e\u5207\u9650\u989d\u3002<\/p>\n\n\n\n<p>\u5c31\u7b97\u60a8\u7684\u8001\u65e7\u533b\u7597\u4fdd\u5355\u660e\u786e\u5199\u7740\u6db5\u76d6\u5e76\u62a5\u9500\u6807\u9776\u6cbb\u7597\uff0c\u4f46\u5b83\u771f\u7684\u6709\u8db3\u591f\u7684\u201c\u8d22\u52a1\u706b\u529b\u201d\u6765\u5b9e\u9645\u4e3a\u60a8\u4e70\u5355\u5417\uff1f\u5982\u679c\u60a8\u5728\u4e94\u5e74\u524d\u53ea\u4e70\u4e86\u4e00\u5f20\u6bcf\u5e74\u533a\u533a 10 \u4e07\u4ee4\u5409\u9650\u989d\u7684\u65e7\u5361\uff0c\u9762\u5bf9\u6bcf\u6708\u4e24\u4e07\u4ee4\u5409\u7684\u5929\u4ef7\u6807\u9776\u6cbb\u7597\u8d26\u5355\uff0c\u60a8\u7684\u5361\u4f1a\u5728\u77ed\u77ed 5 \u4e2a\u6708\u5185\u88ab\u5f7b\u5e95\u5237\u7206\u3001\u5ba3\u544a\u900f\u652f\uff01\u4e00\u65e6\u89e6\u53ca\u8be5\u5fae\u8584\u7684\u9650\u989d\u6781\u9650\uff0c\u4fdd\u8bda\u4f9d\u6cd5\u5fc5\u987b\u505c\u6b62\u4e00\u5207\u652f\u4ed8\uff0c\u5269\u4e0b\u7684\u6708\u4efd\u91cc\uff0c\u60a8\u8981\u4e48\u773c\u7741\u7741\u7b49\u6b7b\uff0c\u8981\u4e48\u53ea\u80fd\u5351\u5fae\u5730\u4e5e\u6c42\u6148\u5584\u673a\u6784\u7684\u65bd\u820d\u6765\u8d2d\u4e70\u7eed\u547d\u7684\u6807\u9776\u836f\u7269\u3002<\/p>\n\n\n\n<p>\u8fd9\u6b63\u662f\u4e3a\u4ec0\u4e48\u60a8\u6781\u5ea6\u3001\u8feb\u5207\u9700\u8981\u7c7b\u4f3c\u4e8e<a href=\"https:\/\/securelife.my\/zh\/prumillion-med-2-0-malaysia\/\" data-type=\"link\" data-id=\"https:\/\/securelife.my\/prumillion-med-2-0-malaysia\/\"> <strong>PRUMillion Med 2.0<\/strong><\/a> \u8fd9\u6837\u9738\u6c14\u7684\u533b\u836f\u5361\u7684\u539f\u56e0\uff0c\u56e0\u4e3a\u5b83\u5929\u751f\u81ea\u5e26\u4ee4\u4eba\u5934\u76ae\u53d1\u9ebb\u7684 <strong>RM800\u4e07\u5e74\u5ea6\u603b\u9650\u989d<\/strong>\u6709\u4e86\u90a3 RM800 \u4e07\u7684\u6df1\u4e0d\u89c1\u5e95\u7684\u9632\u6ce2\u5824\uff0c\u65e0\u8bba\u6807\u9776\u6cbb\u7597\u7684\u836f\u7269\u6709\u591a\u4e48\u6602\u8d35\u3001\u591a\u4e48\u70e7\u94b1\uff0c\u90fd\u7edd\u5bf9\u4e0d\u53ef\u80fd\u51fb\u7a7f\u60a8\u7684\u6700\u540e\u4e00\u9053\u5b89\u5168\u7f51\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e38\u89c1\u95ee\u9898 (FAQ) <\/strong><\/h3>\n\n\n\n<p><strong>\u95ee\uff1a\u9a6c\u6765\u897f\u4e9a\u653f\u5e9c\u533b\u9662\u6709\u63d0\u4f9b\u6807\u9776\u6cbb\u7597\u5417\uff1f\u8fd8\u662f\u6211\u5fc5\u987b\u81ea\u7406\u81ea\u8d39\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> 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