{"id":320,"date":"2026-04-19T09:20:04","date_gmt":"2026-04-19T09:20:04","guid":{"rendered":"https:\/\/securelife.my\/?p=320"},"modified":"2026-04-19T14:05:12","modified_gmt":"2026-04-19T14:05:12","slug":"prudential-malaysia-claims-report-2023-2025","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/prudential-malaysia-claims-report-2023-2025\/","title":{"rendered":"\u6781\u5ea6\u60ca\u4eba\uff1a2023-2025\u4fdd\u8bda\u7406\u8d54\u62a5\u544a\u63ed\u9732\uff0c\u591a\u6570\u4eba\u4f9d\u7136\u4fdd\u969c\u4e0d\u8db3"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg\" alt=\"Prudential Malaysia Claims Report 2023-2025 - A professional Prudential agent presenting a bar chart showing the growth of claims from RM2.37B to RM2.88B | 2023-2025\u5927\u9a6c\u4fdd\u8bda\u7406\u8d54\u62a5\u544a - \u4e00\u4f4d\u4e13\u4e1a\u7684\u4fdd\u8bda\u4ee3\u7406\u4eba\u6b63\u5728\u5c55\u793a\u4e00\u5f20\u663e\u793a\u7406\u8d54\u91d1\u4ece 23.7 \u4ebf\u4ee4\u5409\u589e\u957f\u5230 28.8 \u4ebf\u4ee4\u5409\u7684\u67f1\u72b6\u56fe\" class=\"wp-image-321\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\"><strong><strong>\u6570\u636e\u4e0d\u4f1a\u6492\u8c0e\uff1a\u60a8\u7684\u540e\u76fe\u51c6\u5907\u597d\u4e86\u5417\uff1f<\/strong><\/strong><\/h1>\n\n\n\n<p>\u4f5c\u4e3a\u60a8\u7684\u4fdd\u9669\u201c\u5927\u59d0\u59d0\u201d\uff0c\u6211\u7ecf\u5e38\u542c\u5230\u5409\u9686\u5761\u548c\u69df\u57ce\u7684\u5ba2\u6237\u63d0\u51fa\u540c\u6837\u7684\u8d28\u7591 <em>*\u201c\u4fdd\u9669\u771f\u7684\u53ef\u9760\u5417\uff1f\u5f53\u8d26\u5355\u8fbe\u5230\u4e94\u4f4d\u6570\u65f6\uff0c\u4ed6\u4eec\u771f\u7684\u4f1a\u8d54\u5417\uff1f\u201d*<\/em> <\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u4e5f\u66fe\u6709\u8fc7\u8fd9\u4e9b\u7591\u95ee\uff0c\u90a3\u4e48\u8fd9\u4efd\u6700\u65b0\u7684 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong> \u5c06\u4e3a\u60a8\u63d0\u4f9b\u6700\u7ec8\u6781\u3001\u4e14\u4e0d\u53ef\u5426\u8ba4\u7684\u5b9e\u8bc1\u3002<\/p>\n\n\n\n<p>\u5728\u91d1\u878d\u4e16\u754c\u91cc\uff0c\u7a7a\u53e3\u767d\u8bdd\u6ca1\u7528\uff0c\u53ea\u6709\u7406\u8d54\u624d\u662f\u8861\u91cf\u4fe1\u4efb\u7684\u552f\u4e00\u6807\u51c6\u3002\u8fc7\u53bb\u4e09\u5e74\u7684\u6570\u636e\u63ed\u793a\u4e86\u4e24\u4e2a\u4ee4\u4eba\u9707\u60ca\u7684\u771f\u76f8\uff1a\u7b2c\u4e00\uff0c\u4fdd\u8bda\u7406\u8d54\u5b9e\u529b\u96c4\u539a\uff0c\u5df2\u5c06\u6570\u5341\u4ebf\u4ee4\u5409\u4ea4\u8fd8\u5230\u9a6c\u6765\u897f\u4e9a\u5bb6\u5ead\u624b\u4e2d\u3002\u7b2c\u4e8c\uff0c\u5728\u5927\u9a6c\u7ef4\u7cfb\u751f\u547d\u7684\u6210\u672c\u6b63\u5728\u4ee5\u60ca\u4eba\u7684\u901f\u5ea6\u7206\u70b8\u5f0f\u589e\u957f\uff0c\u800c\u5927\u591a\u6570\u65e7\u4fdd\u5355\u6839\u672c\u65e0\u6cd5\u627f\u53d7\u8fd9\u79cd\u51b2\u51fb\u3002\u8ba9\u6211\u4eec\u6df1\u5165\u63a2\u8ba8\u8fd9\u4e9b\u6570\u636e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4e09\u5e74\u7406\u8d54\u8d8b\u52bf\uff1a\u98de\u901f<\/strong> <strong>\u4e14\u5371\u9669\u7684\u98d9\u5347<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-1024x683.png\" alt=\"\" class=\"wp-image-322\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-1024x683.png 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-300x200.png 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-768x512.png 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-1536x1024.png 1536w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20-18x12.png 18w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-20.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6839\u636e\u5b98\u65b9\u7684 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong>\uff0c\u5411\u4fdd\u5355\u6301\u6709\u4eba\u652f\u4ed8\u7684\u603b\u7406\u8d54\u989d\u6b63\u4ee5\u60ca\u4eba\u7684\u901f\u5ea6\u589e\u957f\uff1a<\/p>\n\n\n\n<p><strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong>:<\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>2023\u603b\u652f\u51fa<\/strong> RM 2.37 Billion <\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2024\u603b\u652f\u51fa<\/strong> RM 2.78 Billion<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>2025\u603b\u652f\u51fa : RM 2.88 Billion<\/strong> <\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u77ed\u77ed\u4e24\u5e74\u5185\uff0c\u5e74\u5ea6\u8d54\u4ed8\u989d\u589e\u52a0\u4e86 <strong>RM5.1\u4ebf\uff0821.5%\uff09<\/strong>\u3002\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u4e00\u4e2a\u6570\u5b57\uff1b\u5b83\u4ee3\u8868\u7740\u6570\u5343\u7b14\u533b\u9662\u8d26\u5355\u5f97\u4ee5\u7ed3\u6e05\uff0c\u8bb8\u591a\u5bb6\u5ead\u5728\u4eb2\u4eba\u53bb\u4e16\u540e\u5f97\u4ee5\u7ee7\u7eed\u4f4f\u5728\u81ea\u5df1\u7684\u5bb6\u4e2d\uff0c\u4ee5\u53ca\u764c\u75c7\u60a3\u8005\u65e0\u9700\u52a8\u7528\u79ef\u84c4\u5c31\u80fd\u63a5\u53d7\u6700\u597d\u7684\u6cbb\u7597\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9a6c\u6765\u897f\u4e9a\u4fdd\u8bda\u4fdd\u96692023-2025\u5e74\u7406\u8d54\u62a5\u544a\u4e2d\u7684\u60ca\u4eba\u771f\u76f8\uff1a\u4e3a\u4ec0\u4e48\u60a8\u53ef\u80fd\u5f97\u4e0d\u5230\u5145\u5206\u4fdd\u969c<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-1024x1024.png\" alt=\"\" class=\"wp-image-323\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-1024x1024.png 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-300x300.png 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-150x150.png 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-768x768.png 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-1536x1536.png 1536w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21-12x12.png 12w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-21.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6839\u636e\u6700\u65b0 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong>\uff0c\u4ee5\u4e0b\u662f2025\u5e7428.8\u4ebf\u4ee4\u5409\u7684\u5206\u914d\u60c5\u51b5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/securelife.my\/zh\/prumillion-med-2-0-malaysia\/\" data-type=\"link\" data-id=\"https:\/\/securelife.my\/prumillion-med-2-0-malaysia\/\">\u533b\u7597\u798f\u5229<\/a> : RM 2.11 Billion (\u603b\u517173%)<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u662f\u201c\u7d27\u6025\u751f\u547d\u7ebf\u201d\u3002\u6bcf\u7406\u8d54\u4e00\u4ee4\u5409\uff0c\u5c31\u6709\u8d85\u8fc7 73 \u4ed9\u662f\u7528\u4e8e\u652f\u4ed8\u533b\u9662\u8d26\u5355\u3002\u968f\u7740\u5fc3\u810f\u75c5\u3001\u764c\u75c7\u548c\u547c\u5438\u9053\u611f\u67d3\u4f4d\u5c45\u699c\u9996\uff0c\u533b\u836f\u5361\u5df2\u4e0d\u518d\u662f\u201c\u5962\u4f88\u54c1\u201d\uff0c\u800c\u662f\u751f\u5b58\u7684\u5fc5\u9700\u54c1\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><strong>\u8eab\u6545\u4e0e\u5168\u6b8b : RM 438 Million<\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u4e00\u7c7b\u522b\u786e\u4fdd\u4e27\u5076\u8005\u80fd\u4fdd\u4f4f\u5bb6\u56ed\uff0c\u5b69\u5b50\u4eec\u80fd\u7ee7\u7eed\u4e0a\u5b66\u3002\u5b83\u662f\u5bb6\u5ead\u7ecf\u6d4e\u652f\u67f1\u5012\u4e0b\u65f6\uff0c\u9632\u6b62\u6574\u4e2a\u5bb6\u5ead\u7ecf\u6d4e\u5d29\u76d8\u7684\u575a\u5b9e\u56f4\u5899\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u91cd\u5927\u75be\u75c5: RM 334 Million<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u4ee4\u4eba\u9707\u60ca\u7684\u662f\uff0c15% \u7684\u91cd\u75be\u7406\u8d54\u5bf9\u8c61\u662f<strong> 40 \u5c81\u4ee5\u4e0b\u7684\u4e2a\u4eba\u3002<\/strong>\u8fd9\u5f7b\u5e95\u7c89\u788e\u4e86\u764c\u75c7\u548c\u5fc3\u810f\u75c5\u53ea\u662f\u201c\u8001\u5e74\u4eba\u95ee\u9898\u201d\u7684\u8ff7\u601d\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u610f\u5916\u53ca\u4f24\u6b8bRM5000\u4e07<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&nbsp; &nbsp; \u4e3a\u6539\u53d8\u4eba\u751f\u7684\u8eab\u4f53\u53d8\u5316\u63d0\u4f9b\u7ecf\u6d4e\u652f\u6301\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u73b0\u5b9e\u5f71\u54cd\uff1a\u4e3a\u4ec0\u4e48\u8fd9\u4efd\u7406\u8d54\u62a5\u544a\u5bf9\u60a8\u81f3\u5173\u91cd\u8981<\/strong><\/h4>\n\n\n\n<p>\u60f3\u8c61\u4e00\u4e0b\u4f4f\u5728\u69df\u57ce\u7684 35 \u5c81\u6bcd\u4eb2\u201c\u674e\u5973\u58eb\u201d\u3002\u5979\u5728 2024 \u5e74\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u4e8c\u671f\u4e73\u817a\u764c\u3002\u5f97\u76ca\u4e8e\u5728 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong>\u4e2d\u5f97\u5230\u9a8c\u8bc1\u7684\u9ad8\u9650\u989d\u533b\u836f\u5361\u7cfb\u7edf\uff0c\u5979\u9ad8\u8fbe RM25 \u4e07\u7684\u9776\u5411\u6cbb\u7597\u8d26\u5355\u7531\u4fdd\u8bda\u76f4\u63a5\u7ed3\u6e05\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6ca1\u6709\u4fdd\u9669\uff0c\u5979\u4e5f\u5c06\u4e0d\u5f97\u4e0d\u52a8\u7528\u5168\u90e8 EPF \u50a8\u84c4\u6216\u5356\u6389\u623f\u5b50\u3002\u76f8\u53cd\uff0c\u7531\u4e8e\u6709\u4e86\u4fdd\u9669\uff0c\u5979\u80fd\u591f 100% \u4e13\u6ce8\u4e8e\u5eb7\u590d\u3002\u8fd9\u5c31\u662f\u80cc\u540e\u6570\u5341\u4ebf\u7684\u201c\u4eba\u6027\u6545\u4e8b\u201d\u5728 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image alignleft size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-1024x1024.png\" alt=\"\" class=\"wp-image-324\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-1024x1024.png 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-300x300.png 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-150x150.png 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-768x768.png 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-1536x1536.png 1536w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22-12x12.png 12w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/image-22.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u7ed9\u4f60\u76843\u4e2a\u91cd\u8981\u6559\u8bad <\/strong><\/h2>\n\n\n\n<p>1. &nbsp;<strong>\u533b\u7597\u901a\u80c0\u662f\u771f\u5b9e\u5b58\u5728\u7684\uff1a<\/strong> \u968f\u7740\u533b\u7597\u8d54\u4ed8\u91d1\u989d\u4ece 2022 \u5e74\u7684 RM16 \u4ebf\u8dc3\u5347\u81f3 2025 \u5e74\u7684 RM21.1 \u4ebf\uff0c\u4f60\u4ee5\u524d\u90a3\u5f20\u989d\u5ea6\u4e3a RM10 \u4e07\u7684\u4fe1\u7528\u5361\u6b63\u53d8\u6210\u4e00\u4e2a\u5371\u9669\u7684\u201c\u4fdd\u969c\u4e0d\u8db3\u201d\u98ce\u9669\u3002<\/p>\n\n\n\n<p>2. &nbsp;<strong>\u5e74\u8f7b\u4eba\u4e5f\u5e76\u975e\u514d\u75ab\uff1a<\/strong> \u62a5\u544a\u663e\u793a\uff0c40\u5c81\u53ca\u4ee5\u4e0b\u6295\u4fdd\u4eba\u7684\u91cd\u5927\u75be\u75c5\u7406\u8d54\u5448\u4e0a\u5347\u8d8b\u52bf\u3002\u4e0d\u8981\u4ee5\u4e3a\u4f60\u53ef\u4ee5\u201c\u7b49\u523050\u5c81\u201d\u518d\u53bb\u8d2d\u4e70\u9ad8\u989d\u4fdd\u9669\u3002<\/p>\n\n\n\n<p>3. &nbsp;<strong>\u8d54\u4ed8\u5e26\u6765\u7684\u5b89\u5fc3\u611f\uff1a<\/strong> \u4e00\u5e74\u5185\u652f\u4ed8\u768428.8\u4ebf\u4ee4\u5409\u8d54\u507f\u91d1\uff0c\u8db3\u4ee5\u8bc1\u660e <strong>\u4fdd\u8bda\u7684\u8d54\u4ed8\u80fd\u529b\u3002<\/strong> \u9009\u62e9\u9ad8\u7aef\u54c1\u724c\uff0c\u60a8\u5c31\u662f\u5728\u4e3a\u7406\u8d54\u5c06\u5f97\u5230\u4e13\u4e1a\u5904\u7406\u7684\u4fdd\u969c\u4e70\u5355\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7ed3\u8bba\uff1a\u5c06\u8fd9\u4efd\u62a5\u544a\u4f5c\u4e3a\u60a8\u7684\u8b66\u949f<\/strong><\/h3>\n\n\n\n<p>\u8fd9 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong> \u662f\u7ec8\u6781\u8bc1\u660e\u3002 <strong>\u4fdd\u8bda\u7684\u8d54\u4ed8\u80fd\u529b\u3002<\/strong> \u4e00\u5e74\u652f\u4ed8 RM28.8 \u4ebf\u7406\u8d54\u91d1\uff0c\u662f\u5bf9\u8d22\u52a1\u5b9e\u529b\u548c\u8bda\u4fe1\u7684\u6700\u597d\u8be0\u91ca\u3002\u7136\u800c\uff0c\u5b83\u4e5f\u5728\u8b66\u544a\u60a8\uff1a\u533b\u7597\u4fdd\u5065\u7684\u4ee3\u4ef7\u6b63\u5728\u6500\u5347\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u4ecd\u6301\u6709\u4e00\u4efd\u5e74\u9650\u989d\u4ec5\u4e3a RM5 \u4e07\u6216 RM10 \u4e07\u7684\u4fdd\u5355\uff0c\u90a3\u4e48\u5728 2026 \u5e74\u7684\u901a\u80c0\u6d6a\u6f6e\u9762\u524d\uff0c\u60a8\u7684\u4fdd\u969c\u6b63\u5904\u4e8e\u5371\u9669\u7684\u4e0d\u8db3\u72b6\u6001\u3002\u4e0d\u8981\u6210\u4e3a\u201c\u533b\u7597\u7834\u4ea7\u201d\u7edf\u8ba1\u6570\u636e\u4e2d\u7684\u4e00\u5458\u3002\u4eca\u5929\u5c31\u5ba1\u8ba1\u60a8\u7684\u4fdd\u989d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e38\u89c1\u95ee\u9898 FAQ<\/strong><\/h3>\n\n\n\n<p><strong>\u95ee\uff1a\u6839\u636e\u8fd9\u4e9b\u8d8b\u52bf\uff0c\u6211\u9700\u8981\u4e00\u5f20\u767e\u4e07\u4fdd\u989d\u7684\u533b\u836f\u5361\u5417\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u662f\u7684\u3002 <strong>2023-2025\u5e74\u4fdd\u8bda\u9a6c\u6765\u897f\u4e9a\u7406\u8d54\u62a5\u544a<\/strong> \u663e\u793a\u5355\u5b97\u764c\u75c7\u6cbb\u7597\u7406\u8d54\u7ecf\u5e38\u8d85\u8fc7 RM20 \u4e07\u3002\u5bf9\u4e8e\u5728\u9a6c\u6765\u897f\u4e9a\u79c1\u7acb\u533b\u9662\u4f4f\u9662\u800c\u8a00\uff0cRM10 \u4e07\u7684\u9650\u989d\u5df2\u4e0d\u518d\u5b89\u5168\u3002<\/p>\n\n\n\n<p><strong>\u95ee\uff1a\u6211\u8be5\u5982\u4f55\u67e5\u770b\u6211\u4e2a\u4eba\u7684\u7406\u8d54\u62a5\u544a\uff1f<\/strong><\/p>\n\n\n\n<p><strong>\u7b54\uff1a<\/strong> \u60a8\u53ef\u4ee5\u901a\u8fc7 <strong><a href=\"https:\/\/www.prudential.com.my\/en\/pruservices\/\" data-type=\"link\" data-id=\"https:\/\/www.prudential.com.my\/en\/pruservices\/\" target=\"_blank\" rel=\"noopener\">PRUService.<\/a><\/strong> However, for a deep-dive trend analysis of whether your current plan can withstand future inflation, it&#8217;s best to consult a professional agent.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u8bfb\u5b8c 2023-2025\u5e74\u4fdd\u8bda\u7406\u8d54\u62a5\u544a\u540e\u611f\u5230\u4fdd\u969c\u4e0d\u8db3\uff1f <\/p>\n\n\n\n<p>\u70b9\u51fb\u4e0b\u65b9\u83b7\u53d6\u5409\u9686\u5761\u6216\u69df\u57ce\u7684\u514d\u8d39\u201c15 \u5206\u949f\u7406\u8d54\u7b56\u7565\u5ba1\u8ba1\u201d\u3002<\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-77e2a6bf\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-4677d14f wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/wa.me\/60184635595?text=Hi%2C%20I%20read%20the%20Prudential%20Malaysia%20claims%20report%202023-2025.%20I%20am%20worried%20my%20current%20medical%20card%20limit%20is%20too%20low%20after%20seeing%20the%20RM2.11B%20medical%20claim%20surge.%20Can%20you%20help%20me%20audit%20my%20plan%3F%0A%0A%E6%82%A8%E5%A5%BD%EF%BC%8C%E6%88%91%E9%98%85%E8%AF%BB%E4%BA%86%202023-2025%20%E5%B9%B4%E4%BF%9D%E8%AF%9A%E9%A9%AC%E6%9D%A5%E8%A5%BF%E4%BA%9A%E7%90%86%E8%B5%94%E6%8A%A5%E5%91%8A%E3%80%82%E5%9C%A8%E7%9C%8B%E5%88%B0%2021.1%20%E4%BA%BF%E4%BB%A4%E5%90%89%E7%9A%84%E5%8C%BB%E7%96%97%E7%90%86%E8%B5%94%E6%BF%80%E5%A2%9E%E5%90%8E%EF%BC%8C%E6%88%91%E6%8B%85%E5%BF%83%E7%9B%AE%E5%89%8D%E7%9A%84%E5%8C%BB%E8%8D%AF%E5%8D%A1%E9%99%90%E9%A2%9D%E5%A4%AA%E4%BD%8E%E3%80%82%E6%82%A8%E8%83%BD%E5%B8%AE%E6%88%91%E5%AE%A1%E8%AE%A1%E4%B8%80%E4%B8%8B%E8%AE%A1%E5%88%92%E5%90%97%EF%BC%9F%E5%85%B3%E5%BF%83%E8%BF%99%E4%BB%BD%E7%90%86%E8%B5%94%E6%8A%A5%E5%91%8A%EF%BC%81%0A%0A\" rel=\"follow noopener\" 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As your &#8220;Big Sister&#8221; in insurance, I often hear the same [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":321,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[76,77,75],"tags":[266,263,267,268,262,264,265,271,269,270],"class_list":["post-320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-critical-illness","category-life-insurance","category-medical-card","tag-critical-illness-claims","tag-insurance-payout-statistics","tag-malaysia-insurance-trends","tag-medical-insurance-malaysia","tag-prudential-malaysia-claims-report-2023-2025","tag-264","tag-265","tag-271","tag-269","tag-270"],"uagb_featured_image_src":{"full":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg",1024,1024,false],"thumbnail":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-150x150.jpg",150,150,true],"medium":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-300x300.jpg",300,300,true],"medium_large":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-768x768.jpg",768,768,true],"large":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg",1024,1024,false],"1536x1536":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg",1024,1024,false],"2048x2048":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2.jpg",1024,1024,false],"trp-custom-language-flag":["https:\/\/securelife.my\/wp-content\/uploads\/2026\/04\/prudential-claims-report-2023-2025-v2-12x12.jpg",12,12,true]},"uagb_author_info":{"display_name":"yyfoo","author_link":"https:\/\/securelife.my\/zh\/author\/yyfoo\/"},"uagb_comment_info":2,"uagb_excerpt":"The Numbers Don&#8217;t Lie: Is Your Support System Ready? As your &#8220;Big Sister&#8221; in insurance, I often hear the same [&hellip;]","_links":{"self":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/comments?post=320"}],"version-history":[{"count":5,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/320\/revisions"}],"predecessor-version":[{"id":330,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/posts\/320\/revisions\/330"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/media\/321"}],"wp:attachment":[{"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/media?parent=320"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/categories?post=320"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/securelife.my\/zh\/wp-json\/wp\/v2\/tags?post=320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}