{"id":533,"date":"2026-08-13T09:25:51","date_gmt":"2026-08-13T09:25:51","guid":{"rendered":"https:\/\/securelife.my\/?p=533"},"modified":"2026-08-13T10:12:54","modified_gmt":"2026-08-13T10:12:54","slug":"life-insurance-payout-malaysia-prudential-claim","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/life-insurance-payout-malaysia-prudential-claim\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54\uff1a1\u4e2a\u60ca\u4eba\u7684RM500,000\u627f\u8bfa\u8bc1\u660e"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia.jpg\" alt=\"\" class=\"wp-image-534\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/life-insurance-payout-malaysia-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ec8\u6781\u8bc1\u660e\uff1a\u771f\u5b9e\u7684RM500,000\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u201c\u5f53\u4e8b\u60c5\u53d1\u751f\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u771f\u7684\u4f1a\u7406\u8d54\u5417\uff1f\u201d<\/em>&nbsp;\u8fd9\u662f\u8bb8\u591a\u6000\u7591\u8bba\u8005\u8111\u6d77\u4e2d\u7684\u5934\u53f7\u95ee\u9898\u3002\u4eca\u5929\uff0c\u6211\u4eec\u4e0d\u4ec5\u4ec5\u662f\u5728\u8c08\u8bba\u7406\u8bba\uff1b\u6211\u4eec\u6b63\u5728\u770b\u4e00\u4efd\u5de8\u5927\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u8fd1\uff0c\u4e00\u4efd\u6765\u81ea\u4fdd\u8bda\u4fdd\u9669\uff08Prudential Assurance Malaysia Berhad\uff09\u7684\u5b98\u65b9\u7406\u8d54\u6279\u51c6\u4fe1\u88ab\u5904\u7406\u3002\u5b83\u786e\u8ba4\u4e86\u4e00\u9879\u6b7b\u4ea1\u7406\u8d54\uff0c\u5176\u6b7b\u4ea1\u629a\u6064\u91d1\u9ad8\u8fbe\u60ca\u4eba\u7684&nbsp;<strong>RM500,000.00 \u3002<\/strong>\u516c\u53f8\u751a\u81f3\u589e\u52a0\u4e86 4,570.80 \u4ee4\u5409\u7684\u5e94\u4ed8\u5229\u606f\uff0c\u4f7f\u76f4\u63a5\u5b58\u5165\u53d7\u76ca\u4eba\u94f6\u884c\u8d26\u6237\u7684\u51c0\u603b\u989d\u8fbe\u5230&nbsp;<strong>RM504,570.80<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"522\" height=\"720\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-8.png\" alt=\"\" class=\"wp-image-535\" style=\"width:447px;height:auto\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-8.png 522w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-8-218x300.png 218w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-8-9x12.png 9w\" sizes=\"auto, (max-width: 522px) 100vw, 522px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Sourced from : Facebook <a href=\"https:\/\/www.facebook.com\/koophaikim.koophaikim\/posts\/pfbid024G6X9TXNwxPgVfgujfjxN9u3B96rbsuZGZ1EJd2BTqbiffEWnuajzcU4vqsXAXtol\" data-type=\"link\" data-id=\"https:\/\/www.facebook.com\/koophaikim.koophaikim\/posts\/pfbid024G6X9TXNwxPgVfgujfjxN9u3B96rbsuZGZ1EJd2BTqbiffEWnuajzcU4vqsXAXtol\" target=\"_blank\" rel=\"noopener\">Phaikim Koo&#8217;s<\/a> \u9875\u9762<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4efd\u6587\u4ef6\u4e0d\u4ec5\u4ec5\u662f\u4e00\u5f20\u7eb8\u3002\u5b83\u4ee3\u8868\u4e86\u4e00\u4e2a\u4fe1\u5b88\u7684\u627f\u8bfa\u3001\u4e00\u5ea7\u8d22\u52a1\u5821\u5792\u548c\u4e00\u4e2a\u5bb6\u5ead\u7684\u751f\u5b58\u3002\u8ba9\u6211\u4eec\u6765\u786e\u5207\u5730\u63a2\u8ba8\u4e00\u4e0b\uff0c\u4e3a\u4ec0\u4e48\u4e00\u7b14\u53ef\u89c2\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u662f\u60a8\u6240\u80fd\u62e5\u6709\u7684\u6700\u5173\u952e\u7684\u8d22\u52a1\u5de5\u5177\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u5373\u65f6\u6d41\u52a8\u73b0\u91d1\u7684\u73b0\u5b9e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u60b2\u5267\u53d1\u751f\uff0c\u5bb6\u5ead\u7ecf\u6d4e\u652f\u67f1\u53bb\u4e16\u65f6\uff0c\u773c\u524d\u7684\u5371\u673a\u4e0d\u4ec5\u662f\u60c5\u611f\u4e0a\u7684\uff0c\u66f4\u662f\u5f3a\u70c8\u7684\u8d22\u52a1\u5371\u673a\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b56\u7565\uff1a<\/strong>&nbsp;\u6b63\u5982\u6211\u4eec\u5728\u4e0a\u4e00\u7bc7\u5173\u4e8e\u53ef\u6015\u7684\u9a6c\u6765\u897f\u4e9a\u6b7b\u540e\u6240\u5f97\u7a0e\n\u7684\u6587\u7ae0\u4e2d\u6240\u8ba8\u8bba\u7684\uff0c\u6b7b\u8005\u7684\u94f6\u884c\u8d26\u6237\u3001\u623f\u4ea7\u548c\u8d44\u4ea7\u4f1a\u7acb\u5373\u88ab\u6cd5\u5f8b\u51bb\u7ed3\u3002\u8fd9\u4e2a\u5bb6\u5ead\u7a81\u7136\u4e0e\u4ed6\u4eec\u81ea\u5df1\u7684\u8d22\u5bcc\u65ad\u7edd\u4e86\u8054\u7cfb\u3002\u7ed3\u6784\u5408\u7406\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u7684\u7edd\u5999\u4e4b\u5904\u5728\u4e8e\uff0c\u5b83\u80fd\u63d0\u4f9b\u5373\u65f6\u7684\u3001\u5de8\u5927\u7684\u6d41\u52a8\u6027\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u8fd9\u4e2a\u771f\u5b9e\u7684\u6848\u4f8b\u4e2d\uff0cRM500,000\u88ab\u76f4\u63a5\u6ce8\u5165\u4e86\u8fd9\u4e2a\u60b2\u75db\u5bb6\u5ead\u7684\u94f6\u884c\u8d26\u6237\u3002\u8fd9\u7b14\u73b0\u91d1\u7528\u4e8e\u8d2d\u4e70\u6742\u8d27\u3001\u507f\u8fd8\u62b5\u62bc\u8d37\u6b3e\u3001\u7ed3\u6e05\u6c7d\u8f66\u8d37\u6b3e\uff0c\u66f4\u91cd\u8981\u7684\u662f\uff0c\u7ed3\u6e05\u4efb\u4f55\u672a\u507f\u8fd8\u7684 LHDN \u7a0e\u52a1\u503a\u52a1\uff0c\u4ee5\u4fbf\u5176\u4f59\u7684\u9057\u4ea7\u53ef\u4ee5\u88ab\u89e3\u51bb\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. 2013\u5e74\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\u9644\u886810 <\/h2>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">\u5982\u679c\u60a8\u4ed4\u7ec6\u770b\u8fd9\u5c01\u6279\u51c6\u4fe1\uff0c\u5b83\u660e\u786e\u6307\u51fa\u8fd9\u7b14\u94b1\u662f\u201c\u6839\u636e 2013 \u5e74\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\u9644\u8868 10\u201d\u5b58\u5165\u7684\u3002\u8fd9\u5c31\u662f\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54\uff08life insurance payout Malaysia\uff09\u7684\u7edd\u5bf9\u8d85\u80fd\u529b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6cd5\u5f8b\u6761\u6587\uff1a<\/strong>&nbsp;\u5f53\u60a8\u6307\u5b9a\u914d\u5076\u3001\u5b69\u5b50\u6216\u7236\u6bcd\u4e3a\u63d0\u540d\u4eba\u65f6\uff0c\u9644\u8868 10 \u4f1a\u521b\u5efa\u4e00\u4e2a\u6cd5\u5b9a\u4fe1\u6258\u3002\u8fd9\u610f\u5473\u7740\u4fdd\u9669\u91d1\u5b8c\u5168\u7ed5\u8fc7\u4e86\u6f2b\u957f\u3001\u6602\u8d35\u4e14\u538b\u529b\u5de8\u5927\u7684\u5408\u6cd5\u9057\u5631\u8ba4\u8bc1\u7a0b\u5e8f\u3002\u5b83\u4e0d\u4f1a\u8fdb\u5165\u9057\u4ea7\uff1b\u5b83\u76f4\u63a5\u5f52\u60a8\u6240\u7231\u7684\u4eba\u6240\u6709\u3002<\/li>\n\n\n\n<li><strong>\u7b56\u7565\uff1a<\/strong>&nbsp;\u5982\u679c\u6ca1\u6709\u8fd9\u79cd\u4fdd\u62a4\uff0c\u4ece\u88ab\u51bb\u7ed3\u7684\u94f6\u884c\u8d26\u6237\u4e2d\u7ee7\u627f RM500 \u4e07\u53ef\u80fd\u9700\u8981 1 \u5230 2 \u5e74\u7684\u6cd5\u5f8b\u6597\u4e89\u548c\u5f8b\u5e08\u8d39\u3002\u6709\u4e86\u59a5\u5584\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>\uff0c\u8fd9 RM500 \u4e07\u5728\u77ed\u77ed\u51e0\u5468\u5185\u5c31\u80fd\u5230\u8fbe\uff0c\u5b8c\u597d\u65e0\u635f\uff0c\u5e76\u4e25\u683c\u4fdd\u7559\u7ed9\u6700\u9700\u8981\u5b83\u7684\u4eba\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u4fdd\u8bc1\u56de\u62a5\u7684\u529b\u91cf\uff08\u5373\u4f7f\u60a8\u5df2\u79bb\u5f00\uff09 <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ce8\u610f\u5230\u7406\u8d54\u4fe1\u4e0a\u7684\u201c\u5e94\u4ed8\u5229\u606f (Interest Payable)\u201d\u90e8\u5206\u4e86\u5417\uff1f\u516c\u53f8\u5728 RM500,000 \u7684\u57fa\u672c\u91d1\u989d\u4e4b\u4e0a\uff0c\u989d\u5916\u652f\u4ed8\u4e86 RM4,570.80\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b56\u7565\uff1a<\/strong>&nbsp;\u9a6c\u6765\u897f\u4e9a\u7684\u4fdd\u9669\u516c\u53f8\u53d7\u5230&nbsp;<a href=\"https:\/\/www.bnm.gov.my\/\" target=\"_blank\" rel=\"noopener\">\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c (BNM)<\/a>\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c (BNM) \u7684\u9ad8\u5ea6\u76d1\u7ba1\u3002\u4ed6\u4eec\u4ee5\u4e25\u683c\u7684\u516c\u5e73\u6027\u8fd0\u4f5c\u3002\u5982\u679c\u5728\u6b7b\u4ea1\u65e5\u671f\u548c\u7406\u8d54\u65e5\u671f\u4e4b\u95f4\u6709\u4efb\u4f55\u5904\u7406\u65f6\u95f4\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u51c6\u786e\u8ba1\u7b97\u5229\u606f\uff0c\u5e76\u5c06\u5176\u6dfb\u52a0\u5230\u6700\u7ec8\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u786e\u4fdd\u4e86\u5bb6\u5ead\u6c38\u8fdc\u4e0d\u4f1a\u635f\u5931\u5176\u91d1\u94b1\u7684\u65f6\u95f4\u4ef7\u503c\u3002\u8fd9\u662f\u5bf9\u9a6c\u6765\u897f\u4e9a\u4fdd\u9669\u4e1a\u7684\u8bda\u4fe1\u548c\u53ef\u9760\u6027\u7684\u8bc1\u660e\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. \u8d22\u5bcc\u4f20\u627f\u7684\u771f\u6b63\u5b9a\u4e49 <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u4eba\u5c06\u201c\u8d22\u5bcc\u4f20\u627f\u201d\u7b49\u540c\u4e8e\u7559\u4e0b\u4e86\u4e00\u76d8\u751f\u610f\u3001\u4e00\u680b\u623f\u5b50\u6216\u4e00\u5757\u571f\u5730\u3002\u7136\u800c\uff0c\u786c\u8d44\u4ea7\u662f\u975e\u6d41\u52a8\u6027\u7684\u3002\u60a8\u4e0d\u80fd\u8f7b\u6613\u5730\u5207\u4e0b\u623f\u5b50\u7684\u4e00\u90e8\u5206\u6765\u652f\u4ed8\u5b69\u5b50\u660e\u5929\u7684\u5927\u5b66\u5b66\u8d39\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b56\u7565\uff1a<\/strong>&nbsp;RM500,000&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u662f\u8d22\u5bcc\u4f20\u627f\u6700\u7eaf\u7cb9\u7684\u5f62\u5f0f\u3002\u5b83\u662f\u7eaf\u7cb9\u7684\u3001\u65e0\u6742\u8d28\u7684\u73b0\u91d1\uff0c\u53d6\u4ee3\u4e86\u60a8\u5728\u672a\u6765 10 \u5e74\u672c\u5e94\u8d5a\u53d6\u7684\u6536\u5165\u3002\u5b83\u786e\u4fdd\u60a8\u7684\u5b69\u5b50\u4ecd\u7136\u80fd\u4e0a\u4ed6\u4eec\u68a6\u60f3\u7684\u5927\u5b66\uff0c\u60a8\u7684\u914d\u5076\u4e0d\u9700\u8981\u505a\u4e09\u4efd\u5de5\u4f5c\uff0c\u5e76\u4e14\u60a8\u5bb6\u5ead\u7684\u5c0a\u4e25\u4fdd\u6301\u5b8c\u597d\u65e0\u635f\u3002&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u60a8\u770b\u5230\u4e00\u4efd\u6279\u51c6 RM504,570.80 \u7684\u6587\u4ef6\u65f6\uff0c\u60a8\u770b\u5230\u7684\u4e0d\u662f\u4e00\u7b14\u5f00\u9500\u3002\u60a8\u770b\u5230\u7684\u662f\u7231\u4e0e\u8d23\u4efb\u7684\u7ec8\u6781\u4f53\u73b0\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bba\uff1a\u60a8\u7684\u5bb6\u4eba\u4f1a\u6536\u5230\u8fd9\u5c01\u4fe1\u5417\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bcf\u5f53\u4e00\u7b14\u91cd\u5927\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u88ab\u6210\u529f\u5904\u7406\u65f6\uff0c\u5b83\u90fd\u4f5c\u4e3a\u4e0d\u53ef\u5426\u8ba4\u7684\u8bc1\u636e\uff0c\u8bc1\u660e\u8fd9\u4e2a\u7cfb\u7edf\u662f\u884c\u4e4b\u6709\u6548\u7684\u3002\u5b83\u8bc1\u660e\u4e86\u5f53\u4e00\u4e2a\u5bb6\u5ead\u7684\u4e16\u754c\u5206\u5d29\u79bb\u6790\u65f6\uff0c\u6bcf\u4e2a\u6708\u51e0\u767e\u4ee4\u5409\u7684\u4fdd\u8d39\u53ef\u4ee5\u795e\u5947\u5730\u53d8\u6210RM500,000\u3002 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class=\"wp-block-paragraph\"><strong>\u95ee\uff1a\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u901a\u5e38\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u6536\u5230\u4eba\u5bff\u4fdd\u9669\u7406\u8d54\u91d1\uff1f<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7b54\uff1a<\/strong>&nbsp;\u5982\u679c\u6240\u6709\u6587\u4ef6\uff08\u6b7b\u4ea1\u8bc1\u660e\u3001\u533b\u7597\u62a5\u544a\u3001\u8eab\u4efd\u8bc1\uff09\u90fd\u6b63\u786e\u63d0\u4ea4\uff0c\u5e76\u4e14\u6ca1\u6709\u4e89\u8bae\u6216\u8c03\u67e5\uff08\u4f8b\u5982\u7b2c\u4e00\u5e74\u5185\u81ea\u6740\uff09\uff0c\u6807\u51c6\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u901a\u5e38\u4f1a\u5728 14 \u5230 30 \u4e2a\u5de5\u4f5c\u65e5\u5185\u5904\u7406\u5b8c\u6bd5\u5e76\u5b58\u5165\u63d0\u540d\u4eba\u7684\u94f6\u884c\u8d26\u6237\u3002&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u95ee\uff1a\u6211\u9700\u8981\u4e3a\u8fd9 RM500,000 \u7684\u6b7b\u4ea1\u629a\u6064\u91d1\u7f34\u7eb3\u6240\u5f97\u7a0e\u5417\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7b54\uff1a<\/strong>&nbsp;\u7edd\u5bf9\u4e0d\u9700\u8981\u3002\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u4eba\u5bff\u4fdd\u9669\u4fdd\u5355\u7684\u6b7b\u4ea1\u629a\u6064\u91d1\u662f\u5b8c\u5168\u514d\u7a0e\u7684\u3002\u60a8\u7684\u53d7\u76ca\u4eba\u5c06\u6536\u5230\u5168\u989d\u6b3e\u9879\uff0cLHDN \u4e0d\u4f1a\u4ece\u4e2d\u62bd\u6210\uff0c\u8fd9\u4f7f\u5f97&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u6210\u4e3a\u8f6c\u79fb\u8d22\u5bcc\u6700\u6709\u6548\u7684\u65b9\u5f0f\u3002&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u95ee\uff1a\u5982\u679c\u6211\u5fd8\u8bb0\u4e3a\u6211\u7684\u4fdd\u5355\u6307\u5b9a\u63d0\u540d\u4eba\u4f1a\u600e\u6837\uff1f<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7b54\uff1a<\/strong>&nbsp;\u5982\u679c\u6ca1\u6709\u63d0\u540d\u4eba\uff0c&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u5c31\u4e0d\u80fd\u6839\u636e\u91d1\u878d\u670d\u52a1\u6cd5\u4ee4\u5373\u65f6\u5206\u914d\u3002\u76f8\u53cd\uff0c\u8fd9\u7b14\u94b1\u5c06\u652f\u4ed8\u5230\u60a8\u7684\u9057\u4ea7\u4e2d\u3002\u7136\u540e\uff0c\u60a8\u7684\u5bb6\u4eba\u5c06\u4e0d\u5f97\u4e0d\u7ecf\u5386\u7f13\u6162\u3001\u6602\u8d35\u7684\u5408\u6cd5\u9057\u5631\u8ba4\u8bc1\u7a0b\u5e8f\uff08\u7533\u8bf7\u9057\u5631\u8ba4\u8bc1\u6216\u9057\u4ea7\u7ba1\u7406\u4e66\uff09\u624d\u80fd\u52a8\u7528\u8fd9\u7b14\u8d44\u91d1\uff0c\u8fd9\u53ef\u80fd\u9700\u8981\u6570\u5e74\u65f6\u95f4\u3002\u8bf7\u52a1\u5fc5\u66f4\u65b0\u60a8\u7684\u63d0\u540d\u4eba\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"661\" height=\"330\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-9.png\" alt=\"\" class=\"wp-image-536\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-9.png 661w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-9-300x150.png 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-9-18x9.png 18w\" sizes=\"auto, (max-width: 661px) 100vw, 661px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u95ee\uff1a\u6211\u53ef\u4ee5\u63d0\u540d\u4efb\u4f55\u4eba\u6765\u63a5\u53d7\u6b7b\u4ea1\u629a\u6064\u91d1\u5417\uff1f<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7b54\uff1a<\/strong>&nbsp;\u60a8\u53ef\u4ee5\u63d0\u540d\u4efb\u4f55\u4eba\uff0c\u4f46\u8981\u521b\u5efa\u4e00\u4e2a\u201c\u6cd5\u5b9a\u4fe1\u6258\u201d\uff08\u5728\u6cd5\u5f8b\u4e0a\u4fdd\u62a4\u8fd9\u7b14\u94b1\u514d\u53d7\u503a\u6743\u4eba\u8ffd\u8ba8\uff09\uff0c\u63d0\u540d\u4eba\u5fc5\u987b\u662f\u60a8\u7684\u914d\u5076\u3001\u5b69\u5b50\u6216\u7236\u6bcd\uff08\u5982\u679c\u5728\u63d0\u540d\u65f6\u60a8\u6ca1\u6709\u914d\u5076\/\u5b69\u5b50\uff09\u3002\u63d0\u540d\u5144\u5f1f\u59d0\u59b9\u6216\u670b\u53cb\u53ea\u4f1a\u521b\u5efa\u4e00\u4e2a\u201c\u975e\u4fe1\u6258\u201d\u63d0\u540d\uff0c\u8fd9\u610f\u5473\u7740\u4ed6\u4eec\u4f5c\u4e3a\u9057\u5631\u6267\u884c\u4eba\u63a5\u6536\u8fd9\u7b14\u94b1\uff0c\u5e76\u4e14\u5fc5\u987b\u9996\u5148\u7528\u5b83\u6765\u507f\u8fd8\u60a8\u7684\u503a\u52a1\u3002&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u7ed9\u60a8\u7684\u5bb6\u4eba\u7559\u4e0b\u51bb\u7ed3\u7684\u8d44\u4ea7\u548c\u672a\u4ed8\u7684\u8d26\u5355\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9501\u5b9a\u4e00\u4efd\u4fdd\u8bc1 RM500,000\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u7406\u8d54<\/strong>&nbsp;\u5c31\u4e3a\u60a8\u6240\u7231\u7684\u4eba\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u70b9\u51fb\u4e0b\u65b9\u83b7\u53d6\u514d\u8d39\u7684 <a href=\"https:\/\/securelife.my\/zh\/about-prudential-agent\/\" data-type=\"page\" data-id=\"140\">\u201c\u8d22\u5bcc\u4f20\u627f\u4e0e\u63d0\u540d\u5ba1\u8ba1\u201d<\/a> \uff0c\u4ee5\u786e\u4fdd\u60a8\u7684\u627f\u8bfa\u53d7\u5230\u6cd5\u5f8b\u4fdd\u62a4\u3002<\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-eff5ccc4\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div 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