{"id":557,"date":"2026-08-20T05:44:55","date_gmt":"2026-08-20T05:44:55","guid":{"rendered":"https:\/\/securelife.my\/?p=557"},"modified":"2026-08-25T04:17:32","modified_gmt":"2026-08-25T04:17:32","slug":"critical-illness-insurance-malaysia-vs-medical-card","status":"publish","type":"post","link":"https:\/\/securelife.my\/zh\/critical-illness-insurance-malaysia-vs-medical-card\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669\uff1a\u5173\u4e8e\u60a8\u533b\u836f\u5361\u76841\u4e2a\u60ca\u4eba\u771f\u76f8"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia.jpg\" alt=\"\" class=\"wp-image-558\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia.jpg 1024w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia-300x300.jpg 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia-150x150.jpg 150w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia-768x768.jpg 768w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/critical-illness-insurance-malaysia-12x12.jpg 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5371\u9669\u7684\u8ff7\u601d\uff1a\u201c\u6211\u5df2\u7ecf\u6709\u4e86\u533b\u836f\u5361\uff0c\u6211\u5f88\u5b89\u5168\u3002\u201d <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\u6211\u5df2\u7ecf\u6709\u4e86\u533b\u836f\u5361\uff0c\u6240\u4ee5\u6211\u4e0d\u9700\u8981\u4e70\u5176\u4ed6\u4efb\u4f55\u4e1c\u897f\u4e86\u3002\u201d \u8fd9\u53ef\u80fd\u662f\u6211\u4f5c\u4e3a\u7406\u8d22\u987e\u95ee\u542c\u5230\u7684\u6700\u5e38\u89c1\u3001\u4f46\u4e5f\u6700\u5371\u9669\u7684\u8bef\u89e3\u3002\u867d\u7136\u533b\u836f\u5361\u7edd\u5bf9\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\uff0c\u4f46\u4ec5\u4ec5\u4f9d\u8d56\u5b83\u4f1a\u5728\u60a8\u5bb6\u5ead\u7684\u8d22\u52a1\u5b89\u5168\u4e2d\u7559\u4e0b\u4e00\u4e2a\u5de8\u5927\u3001\u53ef\u6015\u7684\u6f0f\u6d1e\u3002\u4e3a\u4e86\u586b\u8865\u8fd9\u4e2a\u6f0f\u6d1e\uff0c\u60a8\u9700\u8981\u4e86\u89e3&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8ba9\u6211\u4eec\u6765\u770b\u4e00\u4e2a\u6700\u8fd1\u767b\u4e0a\u65b0\u95fb\u5934\u6761\u7684\u975e\u5e38\u771f\u5b9e\u3001\u65e5\u5e38\u7684\u573a\u666f\u3002\u8ba4\u8bc6\u4e00\u4e0b\u963f\u660e\uff1a\u4ed6\u662f\u4e00\u4f4d 37 \u5c81\u7684\u4e24\u4e2a\u5b69\u5b50\u7684\u7236\u4eb2\uff0c\u4e5f\u662f\u5bb6\u5ead\u7684\u552f\u4e00\u7ecf\u6d4e\u652f\u67f1\uff0c\u6708\u85aa RM6,000\u3002\u4ed6\u6709\u623f\u8d37\u3001\u8f66\u8d37\u548c\u65e5\u5e38\u5f00\u9500\u9700\u8981\u652f\u4ed8\u3002\u963f\u660e\u5f88\u6709\u8d23\u4efb\u5fc3\uff1b\u4ed6\u4e70\u4e86\u4e00\u5f20\u6807\u51c6\u7684\u533b\u836f\u5361\u548c\u4e00\u4efd\u57fa\u672c\u7684\u4eba\u5bff\u4fdd\u9669\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0a\u4e2a\u6708\uff0c\u4e0d\u53ef\u601d\u8bae\u7684\u4e8b\u60c5\u53d1\u751f\u4e86\u3002\u963f\u660e\u906d\u9047\u4e86\u4e25\u91cd\u7684\u5fc3\u810f\u75c5\u53d1\u4f5c\uff0c\u5728\u91cd\u75c7\u76d1\u62a4\u5ba4\uff08ICU\uff09\u4f4f\u4e86\u4e00\u4e2a\u661f\u671f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u597d\u6d88\u606f\u662f\u4ec0\u4e48\uff1f\u4ed6\u6d3b\u4e0b\u6765\u4e86\u3002\u533b\u9662\u7684\u8d26\u5355\u662f RM80,000 \uff0c\u4ed6\u7684\u533b\u836f\u5361\u5168\u989d\u652f\u4ed8\u4e86\u3002 <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The bad news? The doctor told him he needed at least one full year to recover. He cannot return to his stressful job immediately. His life insurance won&#8217;t pay out because he didn&#8217;t die (as we saw in our previous&nbsp;life insurance payout&nbsp;article, that only triggers upon death). His medical card won&#8217;t pay his salary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u90a3\u4e48\uff0c\u5728\u6ca1\u6709\u4ed6\u6bcf\u6708 RM6,000 \u6536\u5165\u7684\u60c5\u51b5\u4e0b\uff0c\u963f\u660e\u7684\u5bb6\u4eba\u5728\u63a5\u4e0b\u6765\u7684 12 \u4e2a\u6708\u91cc\u5c06\u5982\u4f55\u751f\u5b58\uff1f\u8fd9\u5c31\u662f&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>&nbsp;\u8ba1\u5212\u633a\u8eab\u800c\u51fa\u62ef\u6551\u5c40\u9762\u7684\u5730\u65b9\u3002 <\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"515\" height=\"388\" src=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-15.png\" alt=\"insurance 4 quadrants\" class=\"wp-image-560\" srcset=\"https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-15.png 515w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-15-300x226.png 300w, https:\/\/securelife.my\/wp-content\/uploads\/2026\/08\/image-15-16x12.png 16w\" sizes=\"auto, (max-width: 515px) 100vw, 515px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u533b\u836f\u5361 vs \u91cd\u75be\u9669\uff1a\u7ec8\u6781\u533a\u522b <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u771f\u6b63\u4fdd\u62a4\u60a8\u7684\u5bb6\u5ead\uff0c\u60a8\u5fc5\u987b\u4e86\u89e3\u8fd9\u4e24\u79cd\u91d1\u878d\u5de5\u5177\u4e4b\u95f4\u7684\u660e\u663e\u533a\u522b\u3002\u5b83\u4eec\u4e0d\u80fd\u4e92\u76f8\u66ff\u4ee3\uff1b\u5b83\u4eec\u5c31\u50cf\u76fe\u548c\u5251\u4e00\u6837\u534f\u540c\u5de5\u4f5c\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u533b\u836f\u5361\uff1a<\/strong>&nbsp;\u533b\u836f\u5361\u662f\u4e00\u4e2a\u201c\u8d26\u5355\u652f\u4ed8\u8005\u201d\u3002\u5b83\u7684\u552f\u4e00\u76ee\u7684\u662f\u652f\u4ed8\u7ed9\u533b\u9662\u3001\u5916\u79d1\u533b\u751f\u548c\u836f\u623f\u3002\u5982\u679c\u60a8\u7684\u624b\u672f\u8d39\u7528\u4e3a RM100,000 \uff0c\u533b\u836f\u5361\u4f1a\u76f4\u63a5\u5411\u533b\u9662\u652f\u4ed8 RM100,000 \u3002\u60a8\u65e0\u6cd5\u4fdd\u7559\u8fd9\u7b14\u94b1\u4e2d\u7684\u4efb\u4f55\u4e00\u5206\u94b1\u6765\u4e70\u83dc\u6216\u8fd8\u623f\u8d37\u3002&nbsp;<\/li>\n\n\n\n<li><strong>\u91cd\u75be\u4fdd\u969c\u80cc\u540e\u7684\u7b56\u7565\uff1a<\/strong>&nbsp;\u4e00\u5f20&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>&nbsp;\u8ba1\u5212\u662f\u4e00\u4e2a\u201c\u6536\u5165\u66ff\u4ee3\u8005\u201d\u3002\u5b83\u7684\u76ee\u7684\u662f\u652f\u4ed8\u7ed9\u60a8\u3002\u5982\u679c\u60a8\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u53d7\u4fdd\u7684\u91cd\u5927\u75be\u75c5\uff08\u5982\u764c\u75c7\u3001\u5fc3\u810f\u75c5\u53d1\u4f5c\u6216\u4e2d\u98ce\uff09\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u5c06\u4e00\u7b14\u5de8\u989d\u73b0\u91d1\uff08\u4f8b\u5982 RM200,000 \uff09\u76f4\u63a5\u6253\u5165\u60a8\u7684\u4e2a\u4eba\u94f6\u884c\u8d26\u6237\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u60a8\u53ef\u4ee5\u5c06\u8fd9\u7b14\u94b1\u7528\u4e8e\u4efb\u4f55\u4e8b\u60c5\uff1a\u8fd8\u6e05\u8f66\u8d37\u3001\u8d2d\u4e70\u5eb7\u590d\u7528\u7684\u6709\u673a\u98df\u54c1\u3001\u652f\u4ed8\u5b69\u5b50\u7684\u5b66\u8d39\uff0c\u6216\u8005\u4ec5\u4ec5\u662f\u5728\u60a8\u4f11\u606f\u7684\u4e00\u5e74\u91cc\u66ff\u4ee3\u60a8\u635f\u5931\u7684\u85aa\u6c34\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. \u65e9\u671f vs \u665a\u671f\u91cd\u5927\u75be\u75c5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u8fc7\u53bb\uff0c\u4f20\u7edf\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>&nbsp;\u4fdd\u5355\u53ea\u6709\u5728\u75be\u75c5\u8fbe\u5230\u4e25\u91cd\u7684\u665a\u671f\uff08\u4f8b\u5982\uff0c\u7b2c 3 \u671f\u6216\u7b2c 4 \u671f\u764c\u75c7\uff09\u65f6\u624d\u4f1a\u7406\u8d54\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b56\u7565\uff1a<\/strong>\u00a0\u533b\u7597\u6280\u672f\u53d1\u5c55\u8fc5\u901f\u3002\u5982\u4eca\uff0c\u8bb8\u591a\u91cd\u5927\u75be\u75c5\u90fd\u80fd\u5728\u5f88\u65e9\u671f\u88ab\u53d1\u73b0\u3002\u7136\u800c\uff0c\u6cbb\u7597\u65e9\u671f\u75be\u75c5\u4ecd\u7136\u9700\u8981\u4f11\u5047\uff0c\u4ee5\u53ca\u533b\u836f\u5361\u53ef\u80fd\u4e0d\u627f\u4fdd\u7684\u6602\u8d35\u66ff\u4ee3\u7597\u6cd5\u3002\u73b0\u4ee3\u3001\u00a0<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>\u00a0plans <mark style=\"background-color:rgba(0, 0, 0, 0);color:#00d084\" class=\"has-inline-color\"><strong>now offer &#8220;Early Stage&#8221; coverage.\u00a0<\/strong><\/mark><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u610f\u5473\u7740\uff0c\u5982\u679c\u60a8\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u7b2c\u4e00\u671f\u764c\u75c7\uff0c\u4fdd\u5355\u5c06\u7acb\u5373\u652f\u4ed8\u603b\u4fdd\u989d\u7684\u4e00\u5b9a\u6bd4\u4f8b\uff08\u4f8b\u5982\uff0c\u4ece RM100,000 \u7684\u4fdd\u5355\u4e2d\u652f\u4ed8 RM50,000\uff09\uff0c\u4ee5\u5e2e\u52a9\u60a8\u5728\u75be\u75c5\u53d8\u6210\u5371\u53ca\u751f\u547d\u7684\u665a\u671f\u5371\u673a\u4e4b\u524d\uff0c\u7acb\u5373\u5e94\u5bf9\u5b83\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. \u60a8\u5b9e\u9645\u9700\u8981\u591a\u5c11\u91cd\u75be\u4fdd\u989d\uff1f <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u540c\u610f\u6536\u5165\u66ff\u4ee3\u8005\u662f\u5fc5\u8981\u7684\uff0c\u90a3\u4e48\u4e0b\u4e00\u4e2a\u7b26\u5408\u903b\u8f91\u7684\u95ee\u9898\u662f\uff1a\u591a\u5c11\u4fdd\u989d\u624d\u8db3\u591f\uff1f <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9ec4\u91d1\u6cd5\u5219\uff1a<\/strong>\u00a0\u6839\u636e\u91d1\u878d\u4e13\u5bb6\u548c\u00a0<a href=\"https:\/\/www.liam.org.my\/\" target=\"_blank\" rel=\"noopener\">\u9a6c\u6765\u897f\u4e9a\u4eba\u5bff\u4fdd\u9669\u534f\u4f1a (LIAM)<\/a>\u7684\u6307\u5357\uff0c\u91cd\u5927\u75be\u75c5\u7684\u6807\u51c6\u5eb7\u590d\u671f\u5728 3 \u5230 5 \u5e74\u4e4b\u95f4\u3002\u56e0\u6b64\uff0c\u60a8\u7684\u00a0<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>\u00a0\u4fdd\u989d\u7406\u60f3\u60c5\u51b5\u4e0b\u5e94\u7b49\u4e8e<mark style=\"background-color:rgba(0, 0, 0, 0);color:#00d084\" class=\"has-inline-color\"><strong>\u00a03 to 5 times your annual income.\u00a0<\/strong><\/mark><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8ba9\u6211\u4eec\u56de\u5230\u963f\u660e\u7684\u6545\u4e8b\u3002\u5982\u679c\u4ed6\u7684\u5e74\u6536\u5165\u662f RM72,000 \uff08RM6,000  x 12 \u4e2a\u6708\uff09\uff0c\u90a3\u4e48\u4e00\u4efd\u9002\u5408\u4ed6\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>&nbsp;\u8ba1\u5212\u7684\u7406\u8d54\u989d\u5e94\u81f3\u5c11\u4e3aRM 216,000 \uff083 \u5e74\uff09\u3002\u6709\u4e86\u94f6\u884c\u8d26\u6237\u91cc\u7684 RM216,000 \u73b0\u91d1\uff0c\u963f\u660e\u5c31\u53ef\u4ee5\u5c06 100% \u7684\u7cbe\u529b\u96c6\u4e2d\u5728\u5fc3\u810f\u5eb7\u590d\u4e0a\uff0c\u56e0\u4e3a\u4ed6\u77e5\u9053\u5bb6\u4eba\u7684\u751f\u6d3b\u65b9\u5f0f\u4e0d\u4f1a\u5d29\u6e83\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. \u4e0d\u8981\u8ba9\u75be\u75c5\u6467\u6bc1\u60a8\u7684\u9000\u4f11\u751f\u6d3b <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u6ca1\u6709\u91cd\u75be\u4fdd\u969c\uff0c\u50cf\u963f\u660e\u8fd9\u6837\u7684\u5bb6\u5ead\u652f\u67f1\u901a\u5e38\u4f1a\u53d1\u751f\u4ec0\u4e48\u4e8b\uff1f\u5f53\u4ed6\u4eec\u7684\u85aa\u6c34\u505c\u6b62\u53d1\u653e\u65f6\uff0c\u4ed6\u4eec\u88ab\u8feb\u8017\u5c3d\u8f9b\u82e6\u6512\u4e0b\u7684\u7d27\u6025\u50a8\u5907\u91d1\u3002\u5f53\u90a3\u7b14\u94b1\u7528\u5b8c\u65f6\uff0c\u4ed6\u4eec\u5c31\u4f1a\u52a8\u7528 EPF\uff08\u516c\u79ef\u91d1\uff09\u9000\u4f11\u5b58\u6b3e\u3002\u5f53 EPF \u4e5f\u6ca1\u4e86\uff0c\u4ed6\u4eec\u5c31\u5f00\u59cb\u53d8\u5356\u8d44\u4ea7\u6216\u5411\u4eb2\u621a\u501f\u94b1\u3002 <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b56\u7565\uff1a<\/strong>&nbsp;\u4e00\u4efd\u7ed3\u6784\u5408\u7406\u7684&nbsp;<strong>\u9a6c\u6765\u897f\u4e9a\u91cd\u75be\u9669<\/strong>&nbsp;\u8ba1\u5212\u5c31\u50cf\u662f\u60a8\u8f9b\u82e6\u8d5a\u6765\u7684\u8d22\u5bcc\u5468\u56f4\u7684\u4e00\u9053\u9632\u706b\u5899\u3002\u5b83\u786e\u4fdd\u75be\u75c5\u53ea\u5f71\u54cd\u60a8\u7684\u5065\u5eb7\uff0c\u800c\u4e0d\u5f71\u54cd\u60a8\u7684\u94f6\u884c\u8d26\u6237\u3002\u5b83\u4fdd\u62a4\u4e86\u60a8\u7684\u5c0a\u4e25\u3002&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u7b49\u5230\u533b\u751f\u9012\u7ed9\u60a8\u8bca\u65ad\u4e66\u65f6\uff0c\u624d\u610f\u8bc6\u5230\u5355\u9760\u4e00\u5f20\u533b\u836f\u5361\u662f\u65e0\u6cd5\u517b\u6d3b\u60a8\u7684\u5b69\u5b50\u7684\u3002 <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bba\uff1a\u5efa\u7acb\u60a8\u5b8c\u6574\u7684\u8d22\u52a1\u76fe\u724c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u533b\u836f\u5361\u4ed8\u6b3e\u7ed9\u533b\u9662\uff0c\u8ba9\u60a8\u80fd\u5728\u624b\u672f\u4e2d\u5b58\u6d3b\u4e0b\u6765\u3002&nbsp;<strong>Critical illness insurance Malaysia<\/strong>&nbsp;\u652f\u4ed8\u60a8\u7684\u85aa\u6c34\uff0c\u8ba9\u60a8\u7684\u5bb6\u4eba\u80fd\u5728\u60a8\u7684\u5eb7\u590d\u671f\u5b58\u6d3b\u4e0b\u6765\u3002\u60a8\u7edd\u5bf9\u9700\u8981\u4e24\u8005\u517c\u5177\u3002 <\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u70b9\u51fb\u4e0b\u65b9\u83b7\u53d6\u514d\u8d39\u7684<a href=\"https:\/\/securelife.my\/zh\/about-prudential-agent\/\" data-type=\"page\" data-id=\"140\"> \u201c\u6536\u5165\u4fdd\u969c\u5ba1\u8ba1\u201d\uff0c<\/a> \u770b\u770b\u60a8\u76ee\u524d\u7684\u4fdd\u969c\u662f\u5426\u771f\u7684\u8db3\u591f\uff01<\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-378141c5\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-1df7f6b2 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" 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Us<\/div><\/a><\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>The Dangerous Myth: &#8220;I Already Have a Medical Card, I&#8217;m Safe.&#8221; &#8220;I already have a medical card, so I don&#8217;t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Dangerous Myth: &#8220;I Already Have a Medical Card, I&#8217;m Safe.&#8221; &#8220;I already have a medical card, so I don&#8217;t 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